Clear Money Thinking
Chetan TiwariClear thinking about money, discipline, and long-term wealth.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 17 | Founded | 4 months ago | Last Issue | 8 days ago |
| Active | |||||
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clearmoneythinking.substack.comLatest Issues
Your Credit Score, Your 0% Deal, Your Consolidation Loan. All Three Are Traps.
Nobody told you these were traps because they don’t look like traps.
They look like progress. They look like smart decisions. They look like exactly the kind of financial moves that responsible adults make.
That’s what makes them dangerou...
Weddings, Loans & Financial Regret
Nobody plans a wedding and thinks: this is going to set us back financially for years.
They think about the venue. The guest list. The photographs that will exist forever. The day itself, the one day, that everything has been building towa...
The Social Pressure to Spend
When was the last time you spent money you didn’t plan to, because saying no felt more uncomfortable than saying yes?
Sit with that for a second.
Because if you’re being honest, the answer isn’t a distant memory. It was probably last week...
BNPL Is Not a Payment Plan. It’s a Behavioural Shift.
Klarna is worth $15 billion.
Not because it built a better way to pay. Because it built a better way to say yes.
Think about the last time you saw “pay in 3” at checkout. The item was £180. Maybe slightly uncomfortable but not impo...
Why High Earners Still Feel Broke
Half of people earning six figures are living paycheque to paycheque.
Not half of struggling households. Not half of people who made bad decisions. Half of people earning what most of the world would consider serious money and they have al...
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| Subscribers | Engagement | 70 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
Notes on money, behavior, and building something that lasts.
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