First Gen Money
Dannielle R.Writing about life in my 30s (pursuing financial independence in a HCOL area, preparing for my first child, and navigating life as the household breadwinner). Being a first gen Latina shapes how I see money, work, and the world.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 36 | Subscribers | Read | danniellewithtwons.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
Q1 2026 Recap
And just like that, we’ve closed our last quarter as a family of two and the first quarter of 2026. I don’t know what Q2 holds beyond the unexpected, but I’m writing this while listening to a Spotify birth playlist, debating whether Dare Yo...
Year 0: The cost of becoming parents
The cost of having a baby is alarming. In a 2025 SmartAsset study, New Jersey ranked fifth most expensive state to raise a child, with the cost for a child under 5 at $35,069 per year. Lovely.
On making friends as an adult
Yesterday morning wasn’t like other Monday mornings. I was dressing up to get out of the house first thing for a coffee date, with a total stranger I met in a Facebook group last week. I’ve been on an adult friendship journey for the better...
The year I stopped setting "yearly" goals
I love setting yearly goals and making plans. I love the start of a new year as a reset on where I want to go and what I want to achieve. Fingers on keyboard. Color-coded Notion template ready. The perfect list of dropdowns for everything I...
Authors
The writers behind this newsletter.
Writing about life in my 30s (pursuing financial independence in a HCOL area, preparing for my first child, and navigating life as the household breadwinner). Being a first gen Latina shapes how I see money, work, and the world.
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