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Artwork for Debt by Natural Causes

Debt by Natural Causes

Ryan Hofer

Debt and institutions in naturopathic and acupuncture education.

Platform
Substack
PricingFreemiumPublishesDaily
Issues140SubscribersRead debtbynaturalcauses.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Heightened Cash Monitoring Update

September and December 2025 now available

7 days ago
6
1
Paid

Confronting Outcomes

In August 2023, the HEA Group published an analysis including the Debt-to-Earnings (D/E) ratios associated with over 6300 graduate programs. “Michael Itzkowitz is the founder and president of the HEA Group, a national policy organization fo...

15 days ago
7
3

AHM Coalition March 18th Town Hall

The AHM Coalition will host a Town Hall on March 18th at 5pm Pacific Time. You can register here. I’m planning on attending, and I hope you will too!

17 days ago
5
0

PIHMA Review at February 26 AZ Board Meeting

The President of PIHMA, Catherine Niemiec, spoke at the February 26th meeting of the Arizona State Board for Private Postsecondary Education and a recording of that meeting is available online (the February 26, 2026 Minutes). I have edited ...

22 days ago
2
3

Authors

The writers behind this newsletter.

  • Ryan Hofer
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