
Charting the digital territory between Finance and the rest of the Economy.
| Platform | Pricing | Only free issues | Publishes | Daily | |
|---|---|---|---|---|---|
| Issues | 184 | Subscribers | Read | timohotti.substack.com |
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This is a slightly condensed new version of the ITL white paper. It’s still a quite long and dense read with 56 pages. The journey goes on…
Every digital trust system you have ever used terminates at a privileged root. PKI has root certificate authorities embedded in your browser by decisions you never made. Blockchain has genesis blocks minted by founders you never met. SWIFT ...
Every few decades, a new digital primitive emerges and rearranges civilization. The packet gave us the internet. The hyperlink gave us the web. The app gave us the mobile economy. Each time, the people who recognized the primitive early bui...
McKinsey’s March 2026 piece “Trust in the age of agents” deserves attention. Rich Isenberg frames the agentic AI problem with a precision that most of the industry still lacks: agency is a transfer of decision rights, and the question shift...
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Charting the new digital territory between banks and their customers. Principal @ OP Pohjola. Opinions are mine only.
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