Payments Strategy Breakdown by Dwayne Gefferie
Dwayne GefferieOn a weekly basis, I share Strategic Breakdowns of Payment Companies and Insights into How Enterprise Merchants develop Strategy around Payments.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
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| Issues | 101 | Founded | 3 years ago | Last Issue | 12 days ago |
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dwaynegefferie.substack.comLatest Issues
The Agentic Commerce Framework
In the last two weeks, we’ve gone through what Agentic Commerce is, the how, the what, and the six jobs that have to happen before one can buy you a raincoat, the eight or so names that fill those jobs, and the three ideas underneath them a...
Agentic Summer School - Part Two
Last week, I provided a breakdown of what I consider the most impactful change in payments in the last decade: Agentic Commerce.
In that newsletter, we discussed the how. What an agent is, the six jobs that have to happen for one to buy y...
Agentic Summer School - Part One
Unless you have been living under a rock, there is no denying that Agentic Commerce is everywhere.
Based on figures shared by OpenAI, Anthropic, and Google, pretty much everyone in the world has used AI in one way or another.
Thanks for...
The US Debit Networks Resurgence
A year ago today, a federal judge in North Dakota struck down Regulation II in its entirety.
Then he stayed (delayed) his own ruling, so that nothing would actually change.
Thanks for reading Payments Strategy Breakdown by Dwayne Gefferie...
PayPal's Unbundling
In July 2021, PayPal was worth about $360 billion.
By early February 2026, it was worth less than $40 billion, and for a few days it was worth less than eBay, the company that had spun it off six years earlier.
Thanks for reading Payments...
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