Payments Strategy Breakdown by Dwayne Gefferie
Dwayne GefferieOn a weekly basis, I share Strategic Breakdowns of Payment Companies and Insights into How Enterprise Merchants develop Strategy around Payments.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
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| Issues | 92 | Founded | 3 years ago | Last Issue | 13 days ago |
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Usage-Based Billing
Adyen doesn’t buy companies. For twenty years, that was the whole point.
Then it bought two in seven weeks.
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The Great Re-Bundling
On Monday, June 15th, 2026, Nuvei agreed to buy Payoneer for $2.75 billion.
Read the headline, and it looks like one more processor is bulking up. It isn’t. Nuvei’s own release says the quiet part out loud: the combined company will let bu...
The 2026 Payments Mid-Year Breakdown
We’re halfway through 2026.
Six months ago, most of us signed off on a strategy. Our companies, our teams, our boards. We placed a set of bets about where payments were heading: what to build, what to defend, where the margin would come fr...
500 Fraud Professionals Exposed the Mule Account Handover Problem.
Picture this. A customer opens a bank account. Real name, real documents, real address. They pass KYC. They pass CIP. They use the account normally for months. Direct deposits, bill payments, the occasional ATM withdrawal. Nothing unusual....
The Credential Layer
Every layer of the risk stack makes the same silent assumption. The credential is real.
The identity check verifies who is transacting. The merchant’s fraud model scores the session against hundreds of signals. The authentication challenge...
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