Fintech Observer
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 63 | Founded | a year ago | Last Issue | 7 days ago |
| Active | |||||
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fintechobserver.substack.comLatest Issues
KOHO: Canada's Most-Used Neobank App
TLDR: KOHO Financial Inc. is a Toronto-headquartered fintech. It operates Canada’s most-used standalone neobank-style app, serving 2.5M users through a prepaid Mastercard, layered with savings, credit-building, lending, and now crypto. The...
Borderless AI: Toronto's Bet on AI-Native Payroll
TLDR: Borderless AI is a Toronto-headquartered Employer of Record (EOR) and global payroll platform built on Cohere’s enterprise LLM. Founded in 2022 by Willson Cross (ex-GoFetch) and Sean Aggarwal (Lyft’s first investor and current Board C...
The Power of e-Transfer
TLDR
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Interac e-Transfer moved $554 billion across 1.4 billion transactions in 2024, with 20%+ now involving a business and Business Request Money — the digital invoicing function — growing 81% year-over-year in fiscal 2025.
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Canadi...
Float: Canada's Most Complete Business Finance Solution
TLDR
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6,000+ Canadian businesses on the platform, $30M+ annualized revenue, ~70% YoY growth in 2025
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~$190M total raised across equity and debt; $78.8M in equity, ~$150M in credit facilities
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Four-product stack: corporate cards,...
Prepaid and Virtual Cards in Canada
The Canadian Prepaid Providers Organization(CPPO) puts the Canadian open-loop prepaid market at $14 billion in annual loads, projected to reach $17 billion by 2028, with more than 67 million open-loop accounts already in circulation. Commer...
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| Accepts Sponsors | Estimated Cost per Ad | ||||
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Fintech | Digital Banks | All Things Finance
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