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Fintech Observer

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues64Foundeda year agoLast Issue9 days ago
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Artwork for Fintech Observer

Latest Issues

Shakepay: Bitcoin Trading, Cards, and Lending

TLDR: Shakepay Inc. is a Montreal-headquartered fintech. It operates one of Canada’s largest bitcoin-focused financial platforms, serving 1.5M Canadians through a mobile app that supports bitcoin and Ethereum trading, a Visa prepaid rewards...

9 days ago

KOHO: Canada's Most-Used Neobank App

TLDR: KOHO Financial Inc. is a Toronto-headquartered fintech. It operates Canada’s most-used standalone neobank-style app, serving 2.5M users through a prepaid Mastercard, layered with savings, credit-building, lending, and now crypto. The...

16 days ago

Borderless AI: Toronto's Bet on AI-Native Payroll

TLDR: Borderless AI is a Toronto-headquartered Employer of Record (EOR) and global payroll platform built on Cohere’s enterprise LLM. Founded in 2022 by Willson Cross (ex-GoFetch) and Sean Aggarwal (Lyft’s first investor and current Board C...

23 days ago

The Power of e-Transfer

TLDR

  • Interac e-Transfer moved $554 billion across 1.4 billion transactions in 2024, with 20%+ now involving a business and Business Request Money — the digital invoicing function — growing 81% year-over-year in fiscal 2025.

  • Canadi...

a month ago
2
1

Float: Canada's Most Complete Business Finance Solution

TLDR

  • 6,000+ Canadian businesses on the platform, $30M+ annualized revenue, ~70% YoY growth in 2025

  • ~$190M total raised across equity and debt; $78.8M in equity, ~$150M in credit facilities

  • Four-product stack: corporate cards,...

a month ago

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