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Financial Literacy

Gajendra Shrestha

Personal Finance and financial freedom

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Substack
PricingOnly free issuesPublishesWeekly
Issues54Founded2 years agoLast Issuea year ago
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Latest Issues

Market Volatility and Your Financial Goal

Welcome to this week’s edition of your personal finance newsletter!

Have you peeked at your 401(k) or investment account lately? If so, you’ve probably noticed some wild swings this year. The stock market in 2025 has been anything but stea...

a year ago
3

Small Actions, Big Impact: Lessons from Make Your Bed

From time to time in this newsletter, I like to shift gears from dollars and cents to the habits that shape who we are. After all, financial success doesn’t happen in isolation—it’s often built on the foundation of personal discipline, mind...

a year ago
2

Need Vs Want: A Key to Financial Success

A couple of months ago, I came across a LinkedIn post from a person in one of the big cities in California detailing his monthly income and expenses. Here is his breakdown:

He ended his post with a question: “What’s the problem with the ci...

a year ago
3

Roth IRA Conversion: Is It the Right Move for You?

Welcome to this week’s financial literacy newsletter!

Last week, we explored different options available to your 401(k) when you retire or switch jobs—a crucial decision for your financial future. Today, let’s dive into another powerful re...

a year ago
4
1

401(k) Rollover

Do you have a 401(k) from a previous employer? Have you thought about what to do with it? If you’ve recently changed jobs and are unsure about your retirement account, you’re not alone. Many people either forget about or put off deciding ab...

a year ago

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  • Gajendra Shrestha

    Financial Professional - "Helping families to achieve their financial success"

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