Gemma Journey
Breaking down US markets + geopolitics for retail investors. Not financial advice. 2026 focused.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 20 | Founded | 2 months ago | Last Issue | 23 hours ago |
| Active | |||||
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gemma1624.substack.comLatest Issues
My AC Has Been Running for 11 Days Straight. I'm Scared to Open My Electric Bill.
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By Gemma
I haven’t turned my air conditioner off since June 23rd.
Not once. Not even at night when it cools down slightly. Because it doesn’t cool down. Not this summer. Not on the East Coast in July 2026, where temperature...
America Is Spending $16 Billion This Weekend. Most of It on Credit Cards. Happy Independence Day.
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By Gemma
My neighbor started setting up his backyard at 8am this morning.
Folding tables. A new grill still in the box. Four cases of beer stacked by the fence. A bag of fireworks from the stand on Route 9 that I’m pretty s...
I Failed a Basic Money Quiz Last Week. I'm 34. Here's What It Actually Taught Me.
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By Gemma
I want to tell you something embarrassing.
Last Tuesday I sat down with a coffee, opened a 28-question financial literacy quiz developed by Stanford University and TIAA, and told myself it would take fifteen minu...
My Dream MacBook Just Got $200 More Expensive Overnight. I Didn’t Buy a New One. Nobody Told Me It Was Coming.
By Gemma
I was going to buy a MacBook Air this weekend.
Had the tab open for three weeks. Kept talking myself into it — the M5 chip, the battery life, the fact that my current laptop shuts off randomly when I open more than four tabs....
NEVER GIVE UP ON YOUR DREAMS | The Story of Howard
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Watch Full Story NEVER GIVE UP ON YOUR DREAMS
Have you ever felt like life is moving forward for everyone except you?
Like no matter how hard you work...
No matter how much effort you put in...
You just can’t seem to catc...
Audience Metrics
Subscribers, engagement, traffic and sponsorship for Gemma Journey.
| Subscribers | Engagement | 71 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I write stories about internet dreams and trying to build a life online.
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