A Substack about families' debts and the economy from the good folks at Protect Borrowers.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 155 | Founded | 2 years ago | Last Issue | 4 days ago |
| Active | |||||
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indebt.substack.comLatest Issues
Law Enforcement, Democracy, and America’s Mayor
Today’s Substack by Winston and Mike offers their take on the introduction of the POWER Act in New York City. The bill now before the New York City Council has its roots in a paper Winston wrote earlier this year as part of Affordable NYC N...
Trump’s One Big Beautiful Bill Left A “Tax Bomb” for Families Who Earn Student Debt Relief. Congress Can Still Fix This.
By Jennifer Zhang & Gracie Bouwer | October 7, 2026
Last year, Republicans in Congress passed, and President Trump signed into law, the One Big Beautiful Bill Act (OBBBA), which drastically cut taxes for the wealthiest Americans and larges...
If Courts Won’t Let Us Ban Junk Fees, We Need To Think Bigger
Hi,
People dislike “junk fees.” Some number of those people live in Maryland. Enough of those people live in Maryland that the state passed a law in 2024 that aimed to ban certain junk fees by requiring companies that sell tickets...
Families are Drowning in Medical Debt
Earlier this month, we shared the bombshell New York Times story that Senator Roger Marshall (R-KS), an obstetrician-gynecologist, sued more than 700 of his patients for allegedly unpaid medical bills. Senator Marshall sought and won garnis...
“Bill Pay the Musical” Is Everything I Want Consumer Finance Companies To Be Spending Money On
This Substack, as we say, is fundamentally about consumer finance companies doing silly little things. They open cafés, they create new holidays, they fund dating shows, and so on. Ha! Those rascals.
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| Subscribers | Engagement | 72 | Monthly Web Visits | ||
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Authors
The writers behind this newsletter.
An online magazine about debt from the good folks at Protect Borrowers.
I write about debt. Lawyer, advocate, and co-founder of Protect Borrowers. Former federal financial regulator and House staffer.
voice of a generation
policy, research, data @ protect borrowers
Higher ed, affordability, debt, upward mobility, working dad, sports, kittens.
Former Director of the Office of Consumer Protection at the DC Attorney General's Office. Current thinker on emerging consumer protection issues.
Policy, Strategy, and Culture.
Consumer Attorney
Winston is the legal director at Protect Borrowers.
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