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A Substack about families' debts and the economy from the good folks at Protect Borrowers.

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PricingOnly free issuesPublishesTwice weekly
Issues148Founded2 years agoLast Issue7 days ago
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Latest Issues

Someone Was Always Going to Pay for “Interest-Free” Debt, And It Was Always Going to Be You

Hello,

One of the big pitches in support of Buy Now, Pay Later (BNPL) loans is that they are supposedly interest-free credit that companies provide as a sort of sales inducement/consumer perk. (Here’s an example of that argument.)...

7 days ago
2

U.S. Senator Roger Marshall sued hundreds, jailed dozens of women over medical debt

This week, New York Times reporter Sarah Kliff, who is probably the sharpest chronicler of our broken healthcare system right now, ran a bombshell story exposing the brutal debt collection tactics employed by Kansas Senator Roger Marshall i...

10 days ago
8
1

Industry Is Lying On Bank Supervision, But Of Course They’re Also Winning

Morning,

Let’s talk about how industry has convinced itself and regulators that banks blowing up is the government’s fault, and how that false narrative is flowing into concrete policy wins for some of the richest and most powerfu...

14 days ago
2

A few big tech companies may remake consumer finance. States already have the tools to deal with it.

[Ed. Note. Ben is back in the states but a little worse for the wear, so I told him I’d cover TWID this week. He will be back next week, he promises.]

Over the past few months, we’ve seen a wave of deals between AI companies and financial...

21 days ago
2
1

Another Reason Mortgages, Car Loans, and Credit Card Debt are so Expensive

[Ed. Note: Ben is still off seeing the world. He’ll be back next week, presumably with some fresh credit card debt to show for it. Until then you’re stuck with me. Enjoy!]

This week, the national debt crossed the $40 trillion mark (or did...

a month ago
3
1

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Authors

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  • IN DEBT

    An online magazine about debt from the good folks at Protect Borrowers.

  • Mike Pierce

    I write about debt. Lawyer, advocate, and co-founder of Protect Borrowers. Former federal financial regulator and House staffer.

  • Ben Kaufman

    voice of a generation

  • Chris Hicks

    Senior Policy Advisor at Protect Borrowers.

  • Jennifer Zhang

    policy, research, data @ protect borrowers

  • Aissa Banez
  • Mark Huelsman

    Higher ed, affordability, debt, upward mobility, working dad, sports, kittens.

  • Adam Teitelbaum

    Former Director of the Office of Consumer Protection at the DC Attorney General's Office. Current thinker on emerging consumer protection issues.

  • Gerardo Bonilla Chavez

    Policy, Strategy, and Culture.

  • Sophie Laing

    Consumer Attorney

  • Winston Berkman-Breen

    Winston is the legal director at Protect Borrowers.

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