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Indiafintech

Abhishek Kumar

VC, Investing and Startups in India

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Substack
PricingOnly free issuesPublishesWeekly
Issues114Founded5 years agoLast Issue44 hours ago
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Latest Issues

Assembled in India

In 2014-15 India produced ₹18,900 crore of mobile phones, and three of every four handsets sold here were imported. In 2025-26 it produced ₹6.27 lakh crore, exported ₹2.60 lakh crore, and the imported handset all but disappeared from the sh...

44 hours ago
3
2

The Hundred-Buyer Problem: The Complete Map of India’s Voice AI

A confession before the map

I’ll start with a confession. I like this sector. I like the founders, who are some of the most technically serious people I’ve met in Indian fintech this year, and I like the demos, which are now good enough...

12 days ago
6

How India Lends, Q1 FY27: The Collateral Republic

I read the gold line in the new CRIF High Mark report twice.

As of June 2026, Indians owed ₹21.7 lakh crore against gold and ₹17.0 lakh crore on personal loans.

The instant personal loan that half of Indian fintech was built around is n...

19 days ago
2

IRDAI’s Commission Reset and the Repricing of Insurance Distribution

On the evening of 23 September, IRDAI released a consultation paper titled Recalibrating Economics of Insurance Distribution. PB Fintech opened the next morning at its 10% lower band, went through seven band revisions during the session, an...

23 days ago
5
5

UPI Is No Longer Free. Investing Still Should Be

Since 1 January 2020, receiving money over UPI has cost nothing. That ended on 15 September, when the government notified an MDR on person-to-merchant payments and NPCI put out the circular the same evening. From 15 October, a merchant taki...

a month ago
5

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  • Abhishek Kumar

    Investor. Fintech and BFSI investments at UNLEASH Capital

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