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Indiafintech

Abhishek Kumar

I write about Fintech in India.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues82SubscribersRead indiafintech.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

The End of the Insurance Cross-Sell Machine: What the RBI and Finance Ministry’s Mis-selling Crackdown Means for Bank Profitability | Episode 80

In Episode 65, I talked about one of the most important banes of the India’s insurance industry: high commissions and agent payouts are the primary driver of mis-selling. Substantial upfront commissions for distributors encourage agents to ...

9 days ago
4
3

RBI’s Payments Vision 2028: Shaping India’s Payment Frontier, and What It Means for Founders and Investors | Episode 79

Sometime last week, I was sitting across the table from a cross-border payments founder in a Koramangala cafe. He had just returned from a meeting at the RBI’s central office in Mumbai. He looked equal parts exhausted and excited.

16 days ago
3
0

The Challengers : A Deep Dive Into India’s NBFC Landscape | Episode 78

There’s a peculiar irony at the heart of Indian finance. The country has over 9,000 NBFCs registered with the RBI, yet the conversation almost always narrows down to a handful of names. Bajaj Finance. Shriram. Mahindra Finance. Maybe a Poon...

23 days ago
9
0

The Strait of Hormuz Has Shut Down. And India Is Right In The Crosshairs | Episode 77

The last two weeks have been, for lack of a better word, insane. On February 28, the United States and Israel launched strikes on Iran, including the killing of Iran’s Supreme Leader Ali Khamenei. Iran retaliated with missiles and drones ac...

a month ago
8
0

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Authors

The writers behind this newsletter.

  • Abhishek Kumar

    Investor. Fintech and BFSI investments at UNLEASH Capital

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