Indiafintech
Abhishek KumarI write about Fintech in India.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 105 | Founded | 5 years ago | Last Issue | 4 days ago |
| Active | |||||
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indiafintech.substack.comLatest Issues
Praise the Haircut | Episode 103
Somewhere in the last four years, Indian founders learnt to say the word ‘haircut’ the way you mention a death in the family. Voice lowered, subject changed quickly. A valuation cut is treated as a verdict on the founder, the business, and...
UPI - The Price of Free | Episode 102
Had an interesting conversation with a long time friend who is into PMS/Wealth management around the new UPI MDR rules and the chatter around it. This episode is a reflection of the questions he asked.
On 11 June 2025, the Finance Ministry...
The Perils of Thinking Like a Consumer Company in a Lending Business | Episode 101
This one will be controversial.
This piece is the companion to Episode 99, which argued that the value from AI in Indian lending accrues to the lender, not the vendor. This one is about what the market pays the lender for capturing it: th...
India’s Power Law Is Different | Episode 100
For the 100th episode, a lot of thoughts are running in my mind. Should I write about my learnings as a VC investor or should I write about founders or probably write about something which really got me hooked to the VC world in the first p...
Sell Before They Build It: AI’s Short Window in Indian Lending | Episode 99
Buried in the People and Culture section of Bajaj Finance’s FY2026 annual report, where nobody looks, is the most consequential sentence written about Indian financial technology this year. The company says it built its AI function entirely...
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Investor. Fintech and BFSI investments at UNLEASH Capital
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