Indiafintech
Abhishek KumarVC, Investing and Startups in India
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 107 | Founded | 5 years ago | Last Issue | 14 days ago |
| Active | |||||
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indiafintech.substack.comLatest Issues
Anatomy of a Unicorn Founder: The Credential Illusion in Indian VC | Episode 105
Here is the most quoted fact about Indian founders, and also, the least useful one - roughly 44% of the people behind our unicorns went to an IIT, and about 85% studied engineering, almost all from BITS/NITs in addition to the IITs. It gets...
India’s Credit Card Boom Hits Its Ceiling | Episode 104
I hoard industry whitepapers the way some people hoard newsletters, and most of them don’t survive the first coffee. TransUnion Cibil’s latest one did. It’s called Beyond the Swipe, it dropped in June, and somewhere in its forty pages is th...
Praise the Haircut | Episode 103
Somewhere in the last four years, Indian founders learnt to say the word ‘haircut’ the way you mention a death in the family. Voice lowered, subject changed quickly. A valuation cut is treated as a verdict on the founder, the business, and...
UPI - The Price of Free | Episode 102
Had an interesting conversation with a long time friend who is into PMS/Wealth management around the new UPI MDR rules and the chatter around it. This episode is a reflection of the questions he asked.
On 11 June 2025, the Finance Ministry...
The Perils of Thinking Like a Consumer Company in a Lending Business | Episode 101
This one will be controversial.
This piece is the companion to Episode 99, which argued that the value from AI in Indian lending accrues to the lender, not the vendor. This one is about what the market pays the lender for capturing it: th...
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Investor. Fintech and BFSI investments at UNLEASH Capital
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