Line of Credit
Dave SilversteinDispatches from the intersection of fintech and human nature. Written by the founder of Ned, a cash flow lending platform built for the rest of us.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 16 | Subscribers | Read | lineofcredit.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
Rising Energy Costs: A Lender's Guide to SMB Exposure
Nearly Six weeks into the current conflict with Iran, a two-week ceasefire was announced April 7. Iran is reopening the Strait of Hormuz, but oil prices are still ~40% above where it was in February. Shipping likely won’t normalize for mont...
The Math Doesn't Math
Above all else, I consider myself a 90s kid. When something strange or absurd happens, my brain searches millennial pop culture archives for a reference that fits the moment.
$100 Million and Lightyears Onward
This week Ned crossed $100 million in loans originated, managed, or monitored on the platform. The timing was unique. We hit the milestone during our first in-person all hands meeting. There was a lot to celebrate.
What Lenders are Getting Right in 2026
Across banks and non-banks alike, the aspiration is the same; grow thoughtfully, manage risk better, and stay relevant as conditions change.
Authors
The writers behind this newsletter.
By Dave Silverstein, Founder of Ned - Fintech, lending, and the relationships that move money
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