Line of Credit
Dave SilversteinDispatches from the intersection of fintech and human nature. Written by the founder of Ned, a cash flow lending platform built for the rest of us.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 20 | Founded | a year ago | Last Issue | 7 days ago |
| Active | |||||
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lineofcredit.substack.comLatest Issues
What Lenders Need to Know Before Signing an AI Contract
A few weeks ago I took a sales call from a lender who opened with the question:
“Do you have any AI on your platform?”
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Before answering, I as...
What Grade Is Your Business In?
A few weeks ago I was catching up with Ron Brooks, President of River City Capital in Memphis, when he said something about small business underwriting that stopped me in my tracks.
“We’re just trying to figure out what grade they’re in.”...
Speed, not size wins in an era of bank consolidation
The FDIC closed Community Bank and Trust in LaGrange, Georgia on Friday and sold it to Anchor Bank over the weekend. It’s the second bank failure of 2026, and by the metrics it looks contained with $288 million in assets, insured deposits c...
The Typewriter vs. R2: How Darwin Might Size up SBA Lending Today
I’m writing this fresh off an Orlando trip, still processing two days of conversations at the NAGGL Spring Conference this week. NAGGL (the National Association of Government Guaranteed Lenders) is the trade group for SBA lenders, the insti...
Rising Energy Costs: A Lender's Guide to SMB Exposure
Nearly Six weeks into the current conflict with Iran, a two-week ceasefire was announced April 7. Iran is reopening the Strait of Hormuz, but oil prices are still ~40% above where it was in February. Shipping likely won’t normalize for mont...
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By Dave Silverstein, Founder of Ned - Fintech, lending, and the relationships that move money
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