Line of Credit
Dave SilversteinDispatches from the intersection of fintech and human nature. Written by the founder of Ned, a cash flow lending platform built for the rest of us.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 18 | Founded | a year ago | Last Issue | 14 days ago |
| Active | |||||
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lineofcredit.substack.comLatest Issues
Speed, not size wins in an era of bank consolidation
The FDIC closed Community Bank and Trust in LaGrange, Georgia on Friday and sold it to Anchor Bank over the weekend. It’s the second bank failure of 2026, and by the metrics it looks contained with $288 million in assets, insured deposits c...
The Typewriter vs. R2: How Darwin Might Size up SBA Lending Today
I’m writing this fresh off an Orlando trip, still processing two days of conversations at the NAGGL Spring Conference this week. NAGGL (the National Association of Government Guaranteed Lenders) is the trade group for SBA lenders, the insti...
Rising Energy Costs: A Lender's Guide to SMB Exposure
Nearly Six weeks into the current conflict with Iran, a two-week ceasefire was announced April 7. Iran is reopening the Strait of Hormuz, but oil prices are still ~40% above where it was in February. Shipping likely won’t normalize for mont...
The Math Doesn't Math
Above all else, I consider myself a 90s kid. When something strange or absurd happens, my brain searches millennial pop culture archives for a reference that fits the moment.
When I read through the Small Business Administration’s latest l...
$100 Million and Lightyears Onward
This week Ned crossed $100 million in loans originated, managed, or monitored on the platform. The timing was unique. We hit the milestone during our first in-person all hands meeting. There was a lot to celebrate.
Ned has been built acros...
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| Subscribers | Engagement | 60 | Monthly Web Visits | ||
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By Dave Silverstein, Founder of Ned - Fintech, lending, and the relationships that move money
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