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Line of Credit

Dave Silverstein

Dispatches from the intersection of fintech and human nature. Written by the founder of Ned, a cash flow lending platform built for the rest of us.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues11SubscribersRead lineofcredit.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

What 2025 Exposed and How Lenders Are Rebuilding for 2026

Resilience theory tells us that systems rarely fail because shocks are too big. They fail because information arrives too slowly for anyone to adjust in time. The danger is the lag. When signals drift, and when decision makers can’t see cha...

2 months ago
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Key Takeaways from OFN41

Coming back from the Opportunity Finance Network Conference, OFN41, I wanted to share a set of observations that stood out across the event, especially in the 30+ sideline meetings I had with lending executives from around the country. The ...

2 months ago
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Keys on the Counter: Unlocking Lines of Credit for Small Business Lenders

For as long as we’ve been working with lenders, one request kept coming up repeatedly:

3 months ago
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How to Read a Shrinking GDP

GDP fell 0.3% in Q1. That might not sound dramatic, but it raised a lot of questions.

8 months ago
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Authors

The writers behind this newsletter.

  • Dave Silverstein

    By Dave Silverstein, Founder of Ned - Fintech, lending, and the relationships that move money

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