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Artwork for Negative Net-worth Network

Negative Net-worth Network

Alex Cunningham

Teaching individuals with modest incomes how to make the most of their money, increase their net worth, and acquire assets for the future.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues34SubscribersRead negativenetworth.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Life is Commission-Based—Whether You Realize It or Not

Most people believe they work a fixed-income job. They think, "I get paid my salary no matter what I do." But here’s the truth: life is commission-based.

8 months ago
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Below Zero to Legacy: A Practical Journey from Debt To Financial Growth

To reach financial independence, the first step I’ve taken is eliminating unproductive debt—mainly student loans and credit cards. While I've successfully paid off past credit card debt, my focus now is on tackling my remaining balances whi...

9 months ago
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The Rule of 12: Rethinking How You Spend Your Money

Have you ever stopped to think about how small, recurring expenses add up over time? That $50 uber eats takeout might not feel like much in the moment, but what if you spent that same amount every month for a year? That’s $600—enough to mak...

a year ago
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From Slowmoney to Financial Momentum

Dear Slowmoney Readers,

a year ago
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Authors

The writers behind this newsletter.

  • Alex Cunningham

    Father of 3 Investor Friend

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