planwithclarity
Early-retired founder of planwithclarity.app. Built it to verify my own retirement math. Now writing about retirement, markets, and the methodology most planners skip.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 8 | Founded | 2 months ago | Last Issue | 13 days ago |
| Active | |||||
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planwithclarity.substack.comLatest Issues
The 4% Rule Was Never 4%
I watched a YouTube video recently from a popular content creator with 375,000+ subscribers that explained the 4% retirement rule. The video covered the math and the examples well. But it didn’t cover how we got to the 4% retirement rule, w...
Fear Is Loud. Math Is Quiet.
The Screenshot
I was scrolling Facebook earlier this month and saw a screenshot of Michael Burry, the Big Short investor. The graphic had his photo next to a red downward arrow and a headline that read: “JUST IN: Big Short investor Mi...
What 1973 Cost: And Why I'm Watching the Strait of Hormuz Closely
I’ve been reading a lot lately about where the economy is headed. What struck me is that much of what is out there falls into one of three buckets. Pure fear, telling you to liquidate and run. Fearmongering clickbait. Or just opinion with n...
When Should You Claim Social Security? It Depends on One Number
A friend asked me last month: “I’m 60. My advisor says delay until 67. My friends are claiming at 62. What would you do?”
I told her the same thing I’m going to tell you. The right answer isn’t 62. It isn’t 67. It wasn’t 70. The right answ...
My Advisor Said I'd Be Fine. I Needed to Know.
I made the difficult decision to leave my job after 15 years.
The first few months
I did what I hadn’t done in 15 years. I took time for myself. Reconnected with friends. Visited family. It was genuinely restorative. I hadn’t stopped...
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Early-retired founder of planwithclarity.app. Built it to verify my own retirement math. Now writing about retirement, markets, and the methodology most planners skip.
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