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Artwork for Tales of Bharat

Tales of Bharat

D91 Labs, Monami Dasgupta, Vinith Kurian, Rajashree Gopalakrishnan, Bhaskar Gurnaney, Bhuvan Beejawat, Veni Gupta, Sripal Jain, Wamika Das, Devyani Parameshwar, Raghavendra Badaskar

A publication from D91 Labs dedicated to fostering financial innovations by conducting high-quality research and developing fintech ideas for Bharat.

Platform
Substack
PricingOnly free issues
PublishesWeeklyIssues118
SubscribersRead d91labs.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Outsmarting Fraudsters in Digital Lending: Detection and Mitigation Strategies for Lenders

We’ve all heard the saying… ‘Prevention is better than cure.’ It’s the golden rule repeated through the COVID-19 pandemic… masks, sanitizers, and social distancing all became our armour against an invisible enemy. In the world of digital le...

3 months ago
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Mapping consumer-led frauds in digital lending

India suffered cyber fraud losses amounting to Rs 11,333 crore in the first nine months of 20241. RBI’s annual report further underscores the escalating issue, revealing that bank fraud cases in India have surged by 166% to over 36,000, whi...

4 months ago
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Transforming Credit Access with Digitized Life Insurance Policies

Please take a moment to meet these hard-working individuals from different walks of life in India…

4 months ago
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Can digital payments increase the access to capital for a small business?

Not very long ago, the image of a small kirana shop owner clutching a worn-out leather wallet with a bunch of crumpled banknotes, was a familiar sight. Today, for a lot of small business owners that image has been replaced by digital paymen...

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1

Authors

The writers behind this newsletter.

  • D91 Labs

    We are research entity within Setu that focus on fintech, financial innovation and financial inclusion.

  • Monami Dasgupta

    Head of Research, D91 Labs

  • Vinith Kurian

    Research Manager - D91 Labs

  • Rajashree Gopalakrishnan

    A multi-disciplinary designer turned researcher currently working at the intersection of Financial Inclusion and Intentional Design at D91 Labs.

  • Bhaskar Gurnaney

    Product Manager @ Fintech

  • Bhuvan Beejawat

    Early-stage investor at Nexus Venture Partners

  • Veni Gupta

    Thought dump

  • Sripal Jain
  • Wamika Das
  • Devyani Parameshwar

    Devyani is the founder of Mera Kal, a secured lending platform for middle India. She's spent over 15 years working across mobile money, inclusive fintech and microfinance, and is passionate about financial access for the underserved.

  • Raghavendra Badaskar

    Co-founder of Mera Kal. Experienced in microfinance, SME finance, and building inclusive business models during a tenure at Intellecap-Aavishkaar Group. Passionate about leveraging technology for social impact.

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