Total Returns
Stefan SchumacherThoughts on various topics including life, investing, parenting, and more. Subscribers to Total Returns can expect to find a mix of reflective essays, critical analyses, and practical advice on navigating life's complexities.
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 33 | Subscribers | Read | totalreturns.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
The Life of a Trend Follower
I’ve mentioned before that roughly 20% of my investing allocation is to a strategy called trend following (often referred to as managed futures). I thought I would dive more into what that means because there are many ways one could define ...
When the Value Prop Collapses
Would you run into a burning building to save your children? Of course. Your dog? Maybe. What about to burn $300,000? No, of course, that doesn’t make sense.
Is Debt So Bad?
I’ve been watching a lot of Dave Ramsey lately. He’s a no nonsense, common sense personal finance guru who focuses primarily on getting people out of debt. Now there’s a lot of people who don’t believe in his investment advice or his politi...
How to Invest for Job Loss
Some research suggests the grief experienced when losing your job can be worse than that of losing a spouse. When your spouse dies, you’re sad, but you bounce back. When you lose your job, you may never be the same.
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Authors
The writers behind this newsletter.
Stefan Schumacher is a seasoned professional writer with over 20 years of experience. His writing often explores complex themes and offers readers a fresh perspective on contemporary issues.
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