Cents And Sensibility
James WhiteEssays about money, debt, work, and the increasingly strange experience of realizing everybody feels stressed about finances while pretending they’re completely fine.
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 61 | Founded | 2 years ago | Last Issue | 8 days ago |
| Active | |||||
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jameswhitewriter.substack.comLatest Issues
Big Banks Are Sleepwalking Into A Crisis They Can’t Control
A man using an ATM. Photo by Centre for Ageing Better on Pexels.
When I was younger, my parents kept a basic checking account just to run the household. Groceries, fuel, and the odd takeout pizza on a Friday night. Money went in on payday...
The Housing Market Is Heading For A Major Reset
A woman packing boxes while moving house. Photo by SHVETS production on Pexels.
I didn’t grow up thinking much about mortgages. Most of the houses I lived in as a kid only belonged to us for a few years before another move came along. At t...
Nobody Can Find A Job Anymore, And There’s A Simple Reason Why
A man frustrated at work. Photo by Kampus Production on Pexels.
A friend of mine has been trying to find a new job for months. I’ll call him Tony. Earlier this year, he started sending me screenshots of the applications he’d submitted afte...
I Learned Something About Car Payments That Gave Me Nightmares
A woman leaning against a red car. Photo by César O’neill on Pexels.
My brother works at a Lexus dealership and spends most of his day walking people through numbers they think they already understand. He told me customers sit across from...
The Golden Age Of Credit Cards Is About To End
Now that people are realizing who actually gets rewarded, the allure of using a credit card for airline miles is falling apart.
One of my dad’s neighbors retired a few years ago and fills his afternoons with spreadsheets he doesn’t really...
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| Subscribers | Engagement | 65 | Monthly Web Visits | ||
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My worst financial decisions make the best stories. And you can read about all of them in my Substack newsletter. Click subscribe \ud83d\udc47
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