Cents And Sensibility
James WhiteEssays about money, debt, work, and the increasingly strange experience of realizing everybody feels stressed about finances while pretending they’re completely fine.
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 58 | Founded | 2 years ago | Last Issue | 6 days ago |
| Active | |||||
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jameswhitewriter.substack.comLatest Issues
I Learned Something About Car Payments That Gave Me Nightmares
A woman leaning against a red car. Photo by César O’neill on Pexels.
My brother works at a Lexus dealership and spends most of his day walking people through numbers they think they already understand. He told me customers sit across from...
The Golden Age Of Credit Cards Is About To End
Now that people are realizing who actually gets rewarded, the allure of using a credit card for airline miles is falling apart.
One of my dad’s neighbors retired a few years ago and fills his afternoons with spreadsheets he doesn’t really...
The Next Round of Layoffs Is Coming, and It’ll Be Brutal
The signs are everywhere if you know where to look.
A family friend works as a recruiter for a large consulting firm. I’ll call her Rachael. One week, she told me there were fewer interview slots. The next, offers sat unsigned. Then a few...
LinkedIn Is a Cringefest, And It’s Time To Quit
It turns ordinary careers into public scoreboards and calls it networking.
A friend told me he checks LinkedIn before he gets out of bed. Then he opens the app on the bus most mornings, thumb hovering, scrolling through posts before the si...
The End of the Subscription Era is Coming Soon
We’re drowning in monthly payments, and the tolerance that used to sustain this ugly business model is disappearing.
One of my mom’s friends works part time at a dental office and does bookkeeping on the side. I’ve known her long enough th...
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| Subscribers | Engagement | 66 | Monthly Web Visits | ||
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My worst financial decisions make the best stories. And you can read about all of them in my Substack newsletter. Click subscribe \ud83d\udc47
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