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Balasubramaniam

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Latest Issues

I and Mine: The Two Words We Cannot Tell Apart

I and Mine: The Two Words We Cannot Tell Apart

When the things we love, protect and possess become indistinguishable from who we are.

There are two words we use almost every day without giving them much thought.

I. And Mine.

Two small w...

25 hours ago
4

€100 Million Left the Bank. Who Controlled the Authority to Move It?

€100 Million Left the Bank. Who Controlled the Authority to Move It?

The Execution Gap — Banking Risk. Governance. Accountability.

The reported Crédit Mutuel Arkéa cyber incident raises a fundamental banking question: when an external pla...

2 days ago
2

Subramania Bhujangam!

There are things we don't explain. We simply live with them for years until one day we realise how much they have held us up.

For me, one of them is the Subramania Bhujangam.

It is a Sanskrit hymn to Lord Murugan, traditionally attributed...

4 days ago
4

The Bangkok Blueprint: A New Test of Fraud Resilience for Global Banking

The Bangkok Blueprint: A New Test of Fraud Resilience for Global Banking

An examination of the IMF–World Bank framework, its implications for banking governance, and the practical changes required across financial institutions, regulators...

4 days ago

GEOPOLITICAL BANKING RADAR

GEOPOLITICAL BANKING RADAR

Week in Retrospective | 27 October–2 November 2026

Africa | UAE/GCC | Global

THE COST OF CONNECTED RISK

The most interesting development this week was not one geopolitical event.

It was the way several appare...

5 days ago
2

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