The Dark Side of Development
David R. Whitehouse, Mila Agius"If you aren't already, you really should be checking out David Whitehouse's excellent Substack which picks apart exactly what is going wrong with international development.” - King's College London, School of Global Affairs
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 160 | Founded | 4 years ago | Last Issue | 5 days ago |
| Active | |||||
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drdavidwhitehouse.substack.comLatest Issues
Indian banks: ‘No Thanks’ to government incentives for lending to microfinance
Regwrap: Brazil Desenrola; Brazil betting and payments; Tanzania mandatory electronic payments; Kenya financial services AI; Nigeria payment data localization
Indian banks have given the thumbs down to government attempts to encourage them...
Africa’s new credit rating agency won’t be a game-changer
Regwrap: Chile Google Play predatory loans; Thailand digital assets; Kenya central bank overhaul; Ethiopia interest on savings; FEDA Africa, PAPSS Progress
The launch of the Africa Credit Rating Agency (AfCRA) backed by the African Union t...
Fixing fertilizer supply chains won’t be enough, experts warn
Multilateral lenders are drawing up a response to disruptions from the Strait of Hormuz closure, but experts say Africa’s bigger constraints include depleted soils, weak logistics, and poor access to finance.
Fixing fertilizer supply chain...
Kenya’s Hustler Fund in a hole, keeps digging with higher loan limits planned
Regwrap: India UPI Payments; Senegal NPLs jump; Uganda to strengthen regulation; Gates Foundation $1B AI for development
Kenyan President William Ruto arrives at a Hustler Fund event. Image: Hustler Fund.
The loneliness of the long-distance microfinance loan officer
Regwrap: Kenya Stichting Rabobank; OECD DAC review; ECB-Brazil Pix; India AI Payments
A recent EBRD study funded by the Gates Foundation highlights the absurdity of trying to sell microcredit to people who on the whole don’t want it.[1]
Audience Metrics
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| Subscribers | Engagement | 73 | Monthly Web Visits | ||
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| Accepts Sponsors | Estimated Cost per Ad | ||||
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| Ranked Keywords | 26 | Monthly Search Traffic | Top Keywords |
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Authors
The writers behind this newsletter.
Journalist, author, historian (PhD). Former Bloomberg editor of 17 years, then 6 years at The Africa Report. Contributor to The Banker (FT) and Devex. Microfinance, fintech regulation in developing countries. Weekly updates.
Behavioural psychologist, 10+ years in fintech, and author of Fintech Novel 2040. My work explores what makes communities durable — how trust, belonging, incentives and shared memory turn audiences into systems that survive change.
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