The Dark Side of Development
David R. Whitehouse, Milford Joseph Bateman, Mila AgiusGlobal South Regulatory Intelligence: microfinance, fintech.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 137 | Founded | 4 years ago | Last Issue | 4 days ago |
| Active | |||||
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drdavidwhitehouse.substack.comLatest Issues
China, India, the rule of law and exiting poverty
India is the emerging market of choice for many Western investors, but China has lifted more people out of poverty.
The Dark Side of Development is a reader-supported publication. To receive new posts and support my work, consider becoming...
Kenyan digital debt and the Faustian bargain
Image: Kenya Digest via X.
The “Faustian bargain” of digital debt regulation proposes that an initial laissez-faire approach in developing countries captures the benefits of growth, while abuses can be dealt with firmer rules later...
It’s the demography, stupid: financial inclusion and economic growth
The idea that financial inclusion, defined as increased access to formal financial services, contributes to economic growth in developing countries, remains a widespread policymaking assumption.
“Inclusive finance drives growth and resilie...
The App Knows Your Mother’s Name
There is a certain distance between the language of progress and the reality it often conceals.
Digital credit is a case in point. It was easy to describe the official promise. In countries where formal banking has long excluded millions,...
Which funders support microfinance lenders with interest rates over 100% ?
Image: Oikocredit via X.
Microcredit loans in developing countries with annual interest rates of over 100% are enough to stretch the credulity of even the most optimistic advocates of expanding access to credit.
The arguments that...
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Authors
The writers behind this newsletter.
Journalist, author, historian (PhD). Former Bloomberg editor of 17 years, then 6 years at The Africa Report. Contributor to The Banker (FT). Poverty policy in developing countries. Weekly updates.
Researcher in the area of local economic development.
I track the early signals shaping the future of money, business, reputation, and media – before they harden into normal life. Behavioural analysis, fintech, trust, systems. No hype. Just clarity. A fixed analytical voice, not a personal identity.
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