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Artwork for Emerging Fintech by Tony Cueva Bravo

Emerging Fintech by Tony Cueva Bravo

Tony Cueva Bravo

A weekly newsletter and podcast exploring how technology is transforming financial services in emerging markets.

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Substack
PricingOnly free issuesPublishesWeekly
Issues16Foundeda year agoLast Issue3 months ago
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emergingfintech.co
Artwork for Emerging Fintech by Tony Cueva Bravo

Latest Issues

$15 Billion in LatAm PE. Zero Tokenized Products.

Global PE tokenization deals keep stacking up. Latin America's folder is still empty.

In January 2025, Apollo launched a tokenized diversified credit fund on six blockchains. By November, it had $170 million in assets under management. Ham...

3 months ago

The LatAm stablecoin moat is no longer infrastructure. It's distribution.

The first wave already happened. You probably missed it.

The first wave was crowded, technical, and bloody. The second wave belongs to the giants who own the users.

Between 2021 and 2024, while the crypto industry cycled through boom, bus...

5 months ago
3

Nubank dismantled Brazil's banking oligopoly. Here's how they do it.

In the end, David (Nubank) defeats Goliath (Brazil’s banking oligopoly).

In the high-stakes world of Brazilian banking, where a handful of giants have long dominated, Nubank has emerged as a disruptive force of unprecedented scale. The fin...

9 months ago
1
1

The Selection Imperative: Why Emerging Markets Reward Precision Over Diversification

Two investment philosophies visualized: surgical sniper's precision achieves higher hit rates than the patient fisherman's wide net.

The venture capital orthodoxy is clear: diversification reduces risk. Dave McClure, founder of 500 Startup...

9 months ago

A founder's guide to radical transparency: Why Noh shares everything with employees and customers | Ana Zucato (CEO & Co-founder, Noh, ex-Truora, ex-Guiabolso)

Listen Now:
Youtube // Spotify // Apple Podcast

Ana Zucato is the co-founder and CEO of Noh, Brazil's first social fintech built specifically for couples and families. Ana has raised over $3 million in seed funding - one of the largest p...

10 months ago

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