\ud83c\udf93 College Money Made Simple
Erica HernandezHelping families navigate college admissions, financial aid, and scholarships — without the overwhelm.
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 32 | Founded | 2 years ago | Last Issue | 21 days ago |
| Active | |||||
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ericahf.substack.comLatest Issues
Beyond Parent PLUS: What Families Should Be Doing Instead
If there’s one lesson to take away from the recent Parent PLUS loan changes, it’s this:
The era of borrowing your way through college is slowly coming to an end.
For years, many families treated Parent PLUS Loans as the backup plan. If fi...
Why Parent PLUS Loans Were Never the Best Strategy
Beginning July 1, 2026, significant changes to federal student loan programs have reshaped how many families will finance college. A helpful summary of these changes is available from the California Department of Financial Protection and In...
The Financial Aid Conversation We Didn't Have
I recently had a conversation with a parent of a ninth grader about affording college.
They wanted to know what they “should” be doing now to prepare for the financial aid process three years from now.
🎓 College Money Made Simple is a re...
Before You Accept the Offer: A Decision Framework for Families
A Strategic Framework for Families Making High-Stakes Decisions
Before reviewing tuition numbers.
Before comparing rankings.
Before discussing prestige.
🎓 College Money Made Simple is a reader-supported publication. To receive ne...
Before You Say Yes: A Strategic Enrollment Handbook for Decision Season
Before You Say Yes
Admissions decisions can trigger urgency.
Families often feel pressure to respond quickly, before they’ve had time to think clearly about what the decision actually means.
This VIP reflection guide was designed to chan...
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| Subscribers | Engagement | 63 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
Admissions & Financial Aid Expert, guiding thousands of students and families into competitve schools with millions in financial aid and scholarship.
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