Sharing my journey to Financial Independence with lessons, inspiration, and motivation along the way.
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 83 | Founded | 2 years ago | Last Issue | 3 days ago |
| Active | |||||
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fiwithmckenzie.substack.comLatest Issues
Budget Breakdown: 26-Year-Old Couple Making $89,000
Today I am budgeting for a 26-year-old couple. She works as a software developer earning $77,800, and her husband (a video game developer working under a 1099) brings in a variable $10,000 to $12,000 a year, so together we are looking at a...
Budget Breakdown: 35-Year-Old Donor Coordinator Making $100,000 in the Bay Area
Today I'm budgeting for a 35-year-old donor coordinator living in the Bay Area. They share a home and split the housing costs proportionally by income, with their partner.
Annually, they make $88,980 from their full time job as well as abo...
Budget Breakdown: 25-Year-Old Strategy & Operations Associate Making $120,000 in Central California
Today I’m budgeting for a 25-year-old remote strategy and operations associate living in Central California. Their total 2026 income is about $120,000, but only $85,300 of that is guaranteed in the following years from their base pay. The o...
Budget Breakdown: 26-Year-Old Travel Nurse Making $120,000 in NYC
Today I’m budgeting for a 26-year-old travel nurse living in NYC with a roommate. Their income swings between $100,000 and $140,000 depending on their contracts, so we’re working with $120,000 as the middle of that range. They have no debt,...
Budget Breakdown: 30-Year-Old Couple Making $150,000 in Denver, CO
Today I’m budgeting for a 30-year-old couple living in Denver, Colorado. They both work as HR Coordinators and make a combined $150,000/year. They live at one of their parent’s home along with a sibling, a dog, and a cat. They value putting...
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Authors
The writers behind this newsletter.
I’m sharing my journey as I budget, invest, pay off debt, and build towards financial independence.
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