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insights4vc

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Latest Issues

Revolut vs. Nubank: Two Models for the Future of Banking

Revolut confirmed its $115 billion valuation on November 4, following a share sale backed by investors including Glade Brook, Coatue, Durable Capital Partners, T. Rowe Price Associates and Baillie Gifford. That puts the company 53% above it...

2 days ago
15

The Economics of Stripe's AI Strategy

Instinct rolled out a funded shopping agent to eligible US users on October 26. Customers load a Link balance and set a limit for each purchase. Within that limit, the agent can check out without asking again. New York was excluded from the...

9 days ago
27
1

Stablecoin Payments in 2026

The stablecoin market is moving more money without holding much more of it.

By the end of September 2026, circulating stablecoin supply stood at $304.9 billion, just 0.4% above its December level. Yet Allium classified $482 billion in stab...

16 days ago
35
4

Who actually makes money onchain?

A trader can pay an application, a liquidity venue, and the network in a single transaction. Each may report revenue. Only some of that money remains after acquiring the customer and compensating capital providers, and only some of the rema...

23 days ago
31
2

What Justifies Rain’s $1.95B+ Valuation?

Rain’s proposed national trust bank would bring more of the assets behind its payment programs inside its own regulated perimeter. On October 5, the company announced an application to establish Rain National Trust Bank in New York, coverin...

a month ago
33
1

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