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Keep It Simple

The Wealth Letters

Financial Education, Financial Psychology and Wealth Development

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues17Founded7 months agoLast Issue6 days ago
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Latest Issues

Saving on UK Tax: A Sole Trader's Guide

Most sole traders overpay tax every single year - not because the rules are unfair, but because they don’t know the rules exist.

This guide covers nine legal ways to reduce your bill, with worked examples on each, plus an honest comparison...

6 days ago
3

Investment Strategy - The Filter Principle

Three paths come up again and again when people talk about building long-term sustainable wealth - equities, property & land (or more generally “real assets”), or building a business.

Different vehicles, different risks, but the same under...

9 days ago
3
1

Behavioural finance - what it is, how to spot it in yourself, and how to stop it costing you money.

There’s a reason most people earn below market returns, despite the market being freely available to everyone.

It isn’t knowledge.

Most people know that buying and holding over the long run produces results.

It isn’t access.

You can...

16 days ago
7

WHAT YOUR CHILDREN NEED TO KNOW ABOUT MONEY

Nobody really taught us.

Not at school, where personal finance was not on the curriculum.

Not at home, where money was either a source of tension or a subject nobody brought up at the dinner table.

Not anywhere we could actually use it...

23 days ago
11
1

Why Your Income isn't Building Wealth

River and a dam

Most people are rivers. The wealthy build dams.

A river is not a bad thing. It starts small, grows with conditions, navigates obstacles, and eventually reaches the sea. Most financial journeys look exactly like this -...

a month ago
24
1

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  • The Wealth Letters

    Educational content on wealth accumulation, financial psychology, wealth structures and money management.

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