Michael Thomas
Random musings about my book - Black Financial Culture: Building Wealth from the Inside Out
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 89 | Founded | a year ago | Last Issue | 7 days ago |
| Active | |||||
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Generosity Requires Margin
Photo by Brittani Burns on Unsplash
Margin, simply put, is extra space.
Extra space for an impromptu meeting. Extra space for your spouse and children at the end of the day. Extra space for an emergency.
Margin is the space between what...
Fun Money... :(
Photo by pipe gil on Unsplash
Every pay period, my wife and I set aside some “fun money.” Popularized by Dave Ramsey, it’s built into your budget and gives you the freedom to spend however you wish. No guilt. No regret. No accountability....
I, Too, Am a Lotus Eater
Photo by Todd Trapani on Unsplash
I left The Odyssey feeling convicted.
I, too, am a Lotus Eater.
I may not be eating from the comforts of the lotus plant right now, but metaphorically, I have eaten from it more times than I would care...
Choice is Trickier than We'd Care to Admit
Photo by Jon Tyson on Unsplash
There is always an element of personal responsibility when it comes to money.
We are responsible for the choices we make. We are responsible for learning, planning, asking questions, and making decisions th...
Still Broke.
Photo by Towfiqu barbhuiya on Unsplash
Believe it or not, you can be completely out of debt and still be broke.
“How?”
Well, let me explain.
Being out of debt, in most cases, means you are no longer using borrowed money to finance your...
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