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Artwork for Building The Future of Payments by Mike Kelly

Building The Future of Payments by Mike Kelly

Mike Kelly

A newsletter detailing my thoughts from the trenches whilst building the future of global payments. I will be covering all aspects; market analysis, product design, controlling risk, applied cryptography, regulation, etc.

Platform
Substack
PricingOnly free issuesPublishesInfrequently
Issues6SubscribersRead newpayments.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Apple just opened up tap-to-pay and changed payments forever.

For the first time, Apple is opening up its tap-to-pay feature on iPhones to all developers, allowing us to create new in-person payment experiences that are much more user-friendly and intelligent than before.

a year ago
2
0

Overlay: Supercharging tap to pay.

As I laid out in the previous essay, the clunky and costly card payments you make every day are stunting economic growth. Our mission at Overlay is to radically improve payments, unleashing that growth. We are starting by supercharging the ...

a year ago
0
0

The card payments you use every day are stunting economic growth - it's time for an upgrade

The majority of purchases you make every day will be card payments whether you use physical plastic, Apple Pay, etc. That card system is old and inefficient with a primitive customer experience, extortive fees, weak control of fraud, and sl...

a year ago
3
0

Introducing TapToAuth: Bringing the Familiarity of Contactless Payments to Open Banking

At Overlay, we are always working to bring the next big leap in payments. Today, we’re excited to announce a significant milestone in that journey with the introduction of TapToAuth – a new, intuitive payment solution that marries the conve...

2 years ago
3
0

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Authors

The writers behind this newsletter.

  • Mike Kelly

    I design, build, and market technology products. Originally a software engineer by trade.

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