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Payments:Unpacked

An unfiltered, independent perspective on the payments ecosystem we navigate.

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Substack
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Issues410Founded6 years agoLast Issue25 hours ago
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Artwork for Payments:Unpacked

Latest Issues

Fast Moves: How the 2022 Faster Payments limit increase has reshaped CHAPS

Will ISO 20022 alignment amplify the effect?

Fast Moves: How the 2022 Faster Payments limit increase has reshaped CHAPS

25 hours ago
Paid

Beauty and Tragedy in the Bank of England Systemic Stablecoin Proposals

A guest blog by John Bertrand

Beauty and Tragedy in the Bank of England Systemic Stablecoin Proposals

4 days ago
Paid

Why the Future of Payments Won't Fit Inside a 6-to-6 Window

For most of its existence, CHAPS - the UK’s high-value same-day settlement system - has been a creature of business hours. A weekday service.

That’s changing. And the pace of change is picking up.

We already knew that earlier morning open...

7 days ago
1

Bringing public sector gravitas to the heart of UK payments infrastructure

Former HMRC chief brings public sector gravitas to the heart of UK payments infrastructure

Vocalink, the Mastercard-owned entity that moves more than £30 billion across the UK economy every day, including salaries, pensions and welfare...

9 days ago
2

Former HMRC chief brings public sector gravitas to the heart of UK payments Infrastructure

The NewRPI is designed to replace the UK’s current retail payment schemes - Bacs, Faster Payments, and potentially even cheques - in a multi-year transformation that means the three retail payment systems operated by Pay.UK will be around f...

14 days ago
2

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  • Payments:Unpacked

    Unpacking the payments landscape: insightful, thought provoking and with a focus on the end user

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