
An unfiltered, independent perspective on the payments ecosystem we navigate.
| Platform | Pricing | Only free issues | Publishes | Daily | |
|---|---|---|---|---|---|
| Issues | 397 | Founded | 6 years ago | Last Issue | 6 days ago |
| Active | |||||

The Public Accounts Committee (PAC) published a report on 29 April 2026 praising the Bank of England’s modernisation of its Real-Time Gross Settlement (RTGS) system as an almost uniquely successful example of public sector digital transform...
In 1984, Midland Bank made a bold decision that changed British banking forever: it stopped charging customers for everyday banking, as long as they stayed in credit.
Before that, banks would bill you for routine things like writing a che...
For most of its existence, CHAPS - the UK’s high-value same-day settlement system - has been a creature of business hours. A weekday service.
That’s changing. And the pace of change is picking up.
We already knew that earlier morning open...
In a recent speech given at the Banknote Conference in Washington DC Victoria Cleland from the Bank of England set out why preserving choice in payments is important, highlighting its role in supporting financial inclusion, strengthening sy...
Since its launch over half a century ago, Bacs Direct Debit has certainly become an embedded, hassle free, frictionless and pre-eminent way of making recurring payments.
As the new recurring payment kids on the block continue to grab the l...
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The writers behind this newsletter.
Unpacking the payments landscape: insightful, thought provoking and with a focus on the end user
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