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Artwork for Money in Real Life

Money in Real Life

Smita

I write about real-life money behaviour, saving, spending, debt, and habits, to help you understand why money feels hard and how to make it simpler.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues24Founded6 months agoLast Issue7 days ago
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moneyinreallife.substack.com
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Latest Issues

Why Do We Buy Stocks After They Rise?

Welcome to today’s read; let’s make this simple and useful.

We have a strange habit as investors.

We refuse to buy a stock at $50 because it “might fall further.”

Then it goes to $70.

Suddenly, we are interested.

At $80, we start readi...

7 days ago
6

Why Saving Money Alone Won’t Make You Rich

Welcome to today’s read; let’s make this simple and useful.

Saving money is probably one of the first financial lessons most of us learn.

Spend less than you earn.

Save the rest.

Don’t waste money.

Keep something for a rainy day.

Very...

14 days ago
16
2

Thinking in Bets: What Investors Get Wrong About Risk

Welcome to today’s read; let’s make this simple and useful.

Being right and making money are not the same thing.

This sounds obvious.

It is not.

Spend enough time around investors, and you will notice something slightly strange. We have...

a month ago
11

Why ₹10,000 Doesn’t Always Feel Like ₹10,000

Welcome to today’s read; let’s make this simple and useful.

Money is supposed to be fungible.

At least, that is what economics tells us.

₹10,000 is ₹10,000 whether it comes from your salary, a bonus, a tax refund, a stock sale or your un...

a month ago
13
1

Why Learning Is Becoming More Valuable Than Saving

Welcome to today’s read; let’s make this simple and useful.

Saving money is good.

We have established that.

Your parents were right.

Keep some money aside. Don’t spend everything you earn. Have enough cash to survive a bad month, or six...

a month ago
17

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  • Smita

    Don't follow stock tips. Learn how to understand businesses, markets, and money so you can make better financial decisions on your own.

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