Money in Real Life
SmitaI write about real-life money behaviour, saving, spending, debt, and habits, to help you understand why money feels hard and how to make it simpler.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 22 | Founded | 5 months ago | Last Issue | 8 days ago |
| Active | |||||
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moneyinreallife.substack.comLatest Issues
Thinking in Bets: What Investors Get Wrong About Risk
Welcome to today’s read; let’s make this simple and useful.
Being right and making money are not the same thing.
This sounds obvious.
It is not.
Spend enough time around investors, and you will notice something slightly strange. We have...
Why ₹10,000 Doesn’t Always Feel Like ₹10,000
Welcome to today’s read; let’s make this simple and useful.
Money is supposed to be fungible.
At least, that is what economics tells us.
₹10,000 is ₹10,000 whether it comes from your salary, a bonus, a tax refund, a stock sale or your un...
Why Learning Is Becoming More Valuable Than Saving
Welcome to today’s read; let’s make this simple and useful.
Saving money is good.
We have established that.
Your parents were right.
Keep some money aside. Don’t spend everything you earn. Have enough cash to survive a bad month, or six...
I Didn’t Need It. Then I Saw the Discount.
Welcome to today’s read; let’s make this simple and useful.
I have a strange relationship with discounts.
If something is 20% off, I usually don’t care much.
But 40%? 50%?
Now I want to know what it is.
Even if I wasn’t looking for any...
Side Income vs. Salary Increase: Which Builds Wealth Faster?
Welcome to today’s read; let’s make this simple and useful.
I remember how a salary increase used to sound in my head.
If someone told me they were getting ₹15,000 more every month, I would immediately think about what that could change....
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The writers behind this newsletter.
Don't follow stock tips. Learn how to understand businesses, markets, and money so you can make better financial decisions on your own.
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