Reletter
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Francis Nduati's Newsletter

Francis Nduati, Matt Abernethy

I share practical daily tips to grow a strong money mindset and build intentional financial habits. I leverage simple systems that cut through the noise and make everyday decisions, especially around money and work, easier and more deliberate.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues16Founded6 months agoLast Issue8 days ago
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Latest Issues

Two Ways to Track Your Money, And Why Both Can Work

We all make decisions, whether intentional or not, with how we handle our money. Too often, we “fly by the seat of our pants” and hope everything works out. But taking a more thoughtful approach is what separates those who feel peace and co...

8 days ago
8

Drowning in Debt? Start With the Smallest One

Start with the smallest debt, get the win, and let that win do the work

Every debt my wife and I took on had a reason.

A plan, at least in our heads. Whether it was a smart plan is a different conversation. But we made the call and we own...

a month ago
9
8

You bought a life and you're paying for it

On debt, freedom, and the choices you didn't know you were giving up

Here’s an exercise worth running

Add up everything you owe, all your debt. Things like

  • Credit cards

  • Loans

  • Car payments

  • Mortgage

  • Student loans et...

a month ago
9

When Everything Feels Uncertain, This Is When It Matters Most

When’s the last time you kept going when everything around you felt like a reason to stop?

Right now the backdrop is loud. Groceries cost more than they did last year. Job security feels shakier than it did six months ago. Tariffs are push...

2 months ago
8
2

I Called to Complain. I Hung Up Paying Less

When's the last time you actually looked at your bill? No, I mean really looked.

I called my phone and internet provider annoyed. There was an international call charge on my bill I didn't recognize, and I wanted someone to explain it and...

2 months ago
3

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  • Francis Nduati

    Helping you become debt-free and build intentional money habits \ud83c\udfaf | Budgeting, debt payoff, and zero-based budgeting tips | My wife and I are on this journey too | Building MoneyTallyHQ in public | Try it free: moneytallyhq.com

  • Matt Abernethy

    Is your money being managed well? Is it building the life you want? I’m here to be your coach. The focus is building your automated system. The mission is that you'll really do it this time. A confident life is waiting for you. Join The Club.

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