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Nithin Kamath

Founder & CEO @Zerodhaonline @Rainmatterin Learnings at @RainmatterOrg Musings on business & life: http://nithinkamath.me

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Issues345Founded2 years agoLast Issue4 days ago
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Latest Issues

Regulation can change the economics of a business overnight

I keep saying this: for any regulated business, the biggest risk is regulatory risk. Today’s IRDAI draft on insurance commissions is a good reminder.

Broking is no different. A change in rules around retail F&O trading, how brokers can ear...

4 days ago
55
3

Coming soon: Nudge v2

Coming soon: Nudge v2 will do more than just warnings, allowing you to set hard limits to stay disciplined.

5 days ago
38
3

Opening an account is easy, closing it should be too

People need to be able to close an account as easily as they open one, if not easier. Making it easy to open an account but impossible to close one is the oldest dark pattern in the book.

I think we are one of the few apps where the ac...

7 days ago
108
11

Thoughts on MDR for UPI transactions

I think MDR on UPI was probably inevitable at some point, especially given how widespread UPI adoption has become. It could also lead to more competition, instead of just three apps accounting for more than 95% of the market.

That being sa...

12 days ago
233
29

In finance, boring is usually better

The fancier a financial product looks, the bigger the catch usually is.

Prateek and Zero1 do a nice job explaining this using leasing vs buying a car. A lower monthly payment can make leasing look like an obvious deal, but once you account...

14 days ago
56
2

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  • Nithin Kamath

    Founder & CEO @Zerodhaonline @Rainmatterin Learnings at @RainmatterOrg Musings on business & life: http://nithinkamath.me. Sharing what I share on Twitter here.

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