Matt Brown's Notes
Matt BrownNotes on fintech, vertical software, and VC.
| Platform |  | Pricing | Only free issues | Publishes | Monthly |
|---|---|---|---|---|---|
| Issues | 43 | Founded | 6 years ago | Last Issue | a month ago |
| Active | |||||
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notes.mtb.xyzLatest Issues
Card issuing in 1,000 words
This is an installment of the “Fintech in 1,000 words” series, where we break down core fintech topics, like cross-border payments, interchange, payfacs, stablecoins, and real time payments. These introduce critical but mis- or under-unders...
Vertex 2026: notes from the vSaaS world
400 vertical software and fintech founders, operators, and investors met in New York last week for Rainforest’s Vertex conference. Everyone from public-company fintech GMs to growth-stage operators to early-stage founders. Companies buildin...
The 150-Pound Computer
For decades, this was the operating assumption. Humans were the cheapest general-purpose computers available. Hire them, give them tools, let them process information and make decisions.
In the 1970s, an Air Force Colonel named John Boyd f...
Fintech's moats don't compile
“Fintech” has long traded on the ambiguity in its name.
The “fin” implied lots of emails from .gov domains, months-long audits, compliance officers who know your SAR filing history better than your product roadtmap, and mid-week flights to...
Vertical software already won the context graph
Context graphs have become the new battleground in enterprise software. @JayaGup10 and @ashugarg argued that the next trillion-dollar platform opportunity isn’t in systems of record. It’s in capturing the decision traces that systems of rec...
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The writers behind this newsletter.
Early stage investor at Matrix Partners https://mtb.xyz
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