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Money for Humans

Oz Chen

Lessons on the psychology of money.

Platform
Substack
PricingFreemiumPublishesWeekly
Issues63Founded3 years agoLast Issue4 days ago
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Latest Issues

Reintroducing myself on Substack

Hello to the 150 new subscribers who joined! If you found me through the recent ChooseFI podcast, let me know what got you to subscribe and the topics you’d like to read about. You can reply directly through this email, or reach me via Subs...

4 days ago
4
3

Navigating the last mile to FI

This post is for anyone approaching FI who is afraid of stopping work and starting to live off their investments. Please read this if you’re afraid of taking a career break based on this fear.

I also spoke about this on a recent ChooseFI...

14 days ago
12
2

August 2026 update: Last paycheck, High ROI Classes, Favorite Reads and more

I haven’t written a personal update in a while. These are the thoughts that I’m either too lazy to write as a Substack note, or too short for a full article. Hope you like the smorgasbord of ideas!

Last paycheck

It feels surreal gettin...

a month ago
11
12

Not everything deserves your best effort

A pickleball friend introduced a hypothetical to me that I can’t get out of my head:

I think playing at the 3.5 level is the most optimal.
You can have the most fun playing pickleball almost anywhere.
The moment you get to 4.0+...

a month ago
7
9

How did I ever have time for a job?

Personal update and tl;dr because this is a long post:
In the past month I’ve moved house twice, started taking an intense music production class, and am deep in the process of donating stem cells to a cancer patient. It’s been an incredi...

2 months ago
18
8

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  • Oz Chen

    Let's talk about money, mindset, psychology, and financial independence. DMs open \ud83d\udc8c

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