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Money for Humans

Oz Chen

Lessons on the psychology of money.

Platform
Substack
PricingFreemiumPublishesWeekly
Issues61Founded3 years agoLast Issue8 days ago
Active

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ozchen.substack.com
Artwork for Money for Humans

Latest Issues

August 2026 update: Last paycheck, High ROI Classes, Favorite Reads and more

I haven’t written a personal update in a while. These are the thoughts that I’m either too lazy to write as a Substack note, or too short for a full article. Hope you like the smorgasbord of ideas!

Last paycheck

It feels surreal gettin...

8 days ago
8
8

Not everything deserves your best effort

A pickleball friend introduced a hypothetical to me that I can’t get out of my head:

I think playing at the 3.5 level is the most optimal.
You can have the most fun playing pickleball almost anywhere.
The moment you get to 4.0+...

15 days ago
7
9

How did I ever have time for a job?

Personal update and tl;dr because this is a long post:
In the past month I’ve moved house twice, started taking an intense music production class, and am deep in the process of donating stem cells to a cancer patient. It’s been an incredi...

2 months ago
18
8

Entering my spaghetti season: what I'm doing after getting laid off

I got laid off in May and told everyone about it in this post.

Soon after the “I’m sorry you got laid off” messages, I counted 6 times that friends and family followed up with this question:

So…what are you going to do now?1

Turns out...

2 months ago
9
4

The details of my layoff after working 7 years at Credit Karma

It was an odd week to get laid off, but I'm not complaining.

In the last week of my 12 week medical leave, some kind coworkers texted me about Intuit’s layoffs.

2 months ago
5
1
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  • Oz Chen

    Let's talk about money, mindset, psychology, and financial independence. DMs open \ud83d\udc8c

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