
Production-grade payment architecture for engineers who build the systems that move money. Each post pairs a deep technical article with an interactive diagram you can explore component by component.
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A payment platform can have a perfectly designed database and still be too slow.
Not because the database is failing.
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Because the applicati...
A payment orchestrator receives a request, validates it, performs the required checks, writes a state transition to Spanner, and starts the next stage of the payment lifecycle.
That logic belongs to application code.
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In the first two articles, we solved two fundamental distributed systems problems.
Pub/Sub guarantees payment events are distributed.
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Pub/Sub solves how a payment event travels from an orchestrator to the systems that need it. It says nothing about how those systems store state once the event arrives.
For a ledger, “store state correctly under concurrent writes” is the h...
Every payment platform eventually discovers that moving money isn't the difficult part. The difficult part is everything that has to happen immediately afterwards: updating the ledger, running fraud checks, notifying customers, triggering r...
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The writers behind this newsletter.
Payment infrastructure explained through real production systems — SEPA, PSD2, reconciliation, ledgering, and distributed systems in fintech. Views are my own
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