Reletter
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pointsfirst

Harit Gulati

Experiences I shouldn’t be able to afford. Paid for with points. I post opportunities when they’re real — and tell you when they’re not.

Platform
Substack
PricingOnly free issuesPublishesDaily
Issues5Founded6 months agoLast Issue5 months ago
Active

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pointsfirst.substack.com
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Latest Issues

Are you still leaving money on the table?

Lately, I’ve been seeing a lot more chatter on X, Reddit, and travel communities about one specific thing:

TopCashback is still tracking cashback on Accor bookings made using points.

And honestly, this is one of those travel hacks that so...

5 months ago

If you only looked at the fee, you missed the story.

Most people make up their mind about premium credit cards far too quickly. They see an annual fee, compare it to a no-fee cashback card, and conclude that the product is overpriced. On the surface, that sounds rational. In reality, it often...

6 months ago
4
5

This is how I triple dip every purchase.

I started using CashKaro late last year.

Before that, I was skeptical.

Does it actually work?
Is it worth the extra step?
Will cashback really track… or is it one of those “too good to be true” apps?

Fair questions.

It’s been around...

6 months ago
5
2

How do you pay your credit card bills?

Last week I paid my credit card bill on CRED — something I do every month without thinking twice. CRED dropped a few vouchers as a reward, and I picked a ₹750 Tata CLiQ Luxury voucher.

Honestly? I wasn’t expecting much.

I’ve seen similar...

6 months ago
8
1

Yes, you can earn airline miles buying soap.

A lot of people ask me this all the time:

“How do you earn so many points?”
“Are you just spending a lot?”

Short answer: No.

Long answer:

I find them.

(Not always. But more often than most people.)


This is one of tho...

6 months ago
7
2

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  • Harit Gulati

    Experiences I shouldn’t be able to afford. Paid for with points. I post opportunities when they’re real — and tell you when they’re not.

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