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Rashmika Mehra

Breaking down fintech, payments, and financial infrastructure for founders and operators. Actionable insights on building, scaling, and staying compliant in modern finance.

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Substack
PricingOnly free issuesPublishesTwice weekly
Issues56Founded7 months agoLast Issue16 days ago
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Latest Issues

USDC Is Now a "Significant" Stablecoin in the EU. What Changes on 12 November?

On 14 October, the European Banking Authority classified USDC as a significant e-money token under MiCA.

It’s the first one. There are 45 e-money tokens notified under MiCA in the EU right now, and USDC, issued in Europe by Circle Internet...

16 days ago
1

Mastercard Just Launched a Multi-Money Account. Where Does That Leave BaaS Providers?

A few weeks ago I wrote about the fintech repricing, the move from renting rails to owning infrastructure. This week, Mastercard gave that story a fresh twist.

On 15 October, Mastercard and BVNK launched the Mastercard Global Money Platfor...

19 days ago
1
1

Stablecoin Supply Went Nowhere This Year. Payments Grew 45%.

Here’s a figure that caught me off guard this week.

Stablecoin supply ended September at about $305 billion. That’s 0.4% higher than where it started the year. Pretty much flat.

Payments running on those same stablecoins? Up 45%, to $482...

19 days ago

Which Countries Use IBANs? A Complete Guide for International Businesses

Introduction

International businesses often send and receive payments across multiple countries. However, account identification systems differ around the world. Some countries use the International Bank Account Number (IBAN), while oth...

23 days ago
1

Europe’s Banking Power Shift: 15 Banks Fintech Founders Should Watch in 2026

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Europe’s banking industry is entering a new phase. Traditional banks are competing with digital first financial platforms, payment infrastructure providers, and crypto focused businesses. Meanwhile, Central and Eastern Eu...

a month ago
2

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  • Rashmika Mehra

    Breaking down fintech, payments, and financial infrastructure for founders and operators. Actionable insights on building, scaling, and staying compliant in modern finance.

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