Rashmika Mehra
Breaking down fintech, payments, and financial infrastructure for founders and operators. Actionable insights on building, scaling, and staying compliant in modern finance.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 51 | Founded | 6 months ago | Last Issue | 12 days ago |
| Active | |||||
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rashmikamehra.substack.comLatest Issues
Your AI Agent Just Became a Shopper. Who’s Responsible When It Pays?
It is starting to choose, compare, purchase, pay and manage workflows on their behalf.
That shift is creating a new battleground in fintech and commerce: agentic commerce.
And the biggest question is not whether AI agents can make pay...
What Is an IBAN Account? How It Works, Costs, and How to Get One
If you have ever paid a supplier in Europe, received money from another country, or set up a direct debit, you have probably been asked for your IBAN.
But what exactly is an IBAN account?
There is an important distinction: an IBAN...
Why Startups Are Choosing Cards as a Service Over Building Card Infrastructure
For startups, that could involve issuer relationships, card processing, compliance, fraud management, transaction infrastructure, APIs, and operational support. The result was often a long and expensive path from product idea to a usabl...
From Rented Rails to Owned Infrastructure: The Fintech Repricing
A sponsor bank would hold deposits, issue cards, handle AML oversight, and connect to payment rails, while the fintech owned the brand, the app, and the customer relationship. It was fast, asset-light, and capital-efficient.
That model is...
24/7 Stock Trading Is Coming: What Tokenised Equities Mean for Global Markets
Investors wait for markets to open. Trades stop when exchanges close. Cross border investors often deal with different time zones, settlement windows, and market holidays.
Tokenised equities could challenge that model.
By representing...
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Breaking down fintech, payments, and financial infrastructure for founders and operators. Actionable insights on building, scaling, and staying compliant in modern finance.
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