Reletter
Artwork for Real Estate Financial Planner™

Real Estate Financial Planner™

James Orr

Math-based real estate investing modeling, planning, classes and podcast.

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Substack
PricingFreemiumPublishesDaily
Issues1034Founded4 years agoLast Issuea month ago
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Artwork for Real Estate Financial Planner™

Latest Issues

Last chance to download the spreadsheet (free, before I delete it)

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This is the end of an era.

a month ago
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Some rate buydowns are bargains. Some are rip-offs.

Same lender, same loan, two quotes — one is great, one is a waste of money.

Buying down your mortgage rate is one of those line items on the closing disclosure that everybody glances at and almost nobody runs the math on.

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The 3% mortgage you can buy without qualifying

Rates went up. Old loans didn't. Here's how to analyze taking one over.

For a long stretch, money was nearly free. Buyers locked in 3% and 4% mortgages and stopped thinking about them.

a month ago
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I'm not a tax expert — so I built the tool I wish I had

Schedule E for your rentals, in plain English, auto-populated from your properties.

I am in no way a tax expert.

a month ago
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44°, light rain, and a new app for your next flip

It's a hot-tub-and-a-book afternoon in Loveland. Shipping this one before I get in.

It is 44° and lightly raining in Loveland, Colorado this afternoon — a much cooler day than we’ve had in a while — and I’m about to spend a solid hour in t...

a month ago
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  • James Orr

    James Orr is a real estate investor, licensed real estate broker and the Real Estate Financial Planner™.

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