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Red Zone Retirement

Joseph (Dr. Joe) Zingone

This section is for the retirement source for those who are about 10 years before or after retirement.

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Latest Issues

The Two Things You Are Not Told!

IRAs have been around for over 50 years and yet I am amazed that so many, including my fellow accountants, attorneys and other financial advisors and sadly so many fellow boomers, have no clue how they pass or ways to minimize the tax hit....

7 days ago
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How to Use the Economizer’s Substack Chat

Everything you need to know to join conversations, start threads, learn more, and get answers connect — in five simple steps.

Let’s learn this together!

Substack Chat is a feature that enhances how much you get from my newsletters. Unl...

8 days ago
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“When you find yourself in the hole…. STOP DIGGING!” Will Rodgers

I like my well used line if you find yourself in a hole stop digging. Sadly, many in government don’t get it. Let me make it clearer for the politicians to stop spending money we don’t have!

The law of holes, or the first law of holes, is...

14 days ago

How Much Does The Noise Cost You Every Year?

Last week’s article we touched on some of the concerns we all face with the Social Security trust fund running out of money Like the close to 25% cut in benefits.

One of my solutions is started to save more and one of the best ways to save...

21 days ago
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The Two Things’ Politicians Hide About Our Social Security

#1 The trust fund will run out of money- Guaranteed.

We knew about this 26 years ago because the money coming in was less than benefits being paid.

out 2010 (see red arrow). This isn’t new folks!

#2 Benefits for everyone wi...

a month ago
1
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  • Joseph (Dr. Joe) Zingone

    Economist, accountant, author, and grandfather. Taking complicated stuff and making it simple. Excited to announce that in Jan '25 I will received my my PhD. in Economics. @ age 71 and 6 months.

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