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Red Zone Retirement

Joseph (Dr. Joe) Zingone

This section is for the retirement source for those who are about 10 years before or after retirement.

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Latest Issues

How Much Does The Noise Cost You Every Year?

Last week’s article we touched on some of the concerns we all face with the Social Security trust fund running out of money Like the close to 25% cut in benefits.

One of my solutions is started to save more and one of the best ways to save...

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#1 The trust fund will run out of money- Guaranteed.

We knew about this 26 years ago because the money coming in was less than benefits being paid.

out 2010 (see red arrow). This isn’t new folks!

#2 Benefits for everyone wi...

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Speaking of Kings, one term you may want to be familiar with is Dividend Kings. For many, this could be a friend in uncertain markets.

If you’re retired or ne...

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I received a bunch of questions on last week’s article about MAGI (Modified Adjusted Gross Income).

Managing Your MAGI:

In the world of accounting for retirement planning, few acronyms carry as much weight hidden costs—as MAGI. Somet...

a month ago
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At almost age 73 and 43 years as an accountant, economist and planner, I can say with I certainty that we face a “triple threat” of challenges that define the retirement experience for those over 65. It’s no longer just about having a hobby...

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  • Joseph (Dr. Joe) Zingone

    Economist, accountant, author, and grandfather. Taking complicated stuff and making it simple. Excited to announce that in Jan '25 I will received my my PhD. in Economics. @ age 71 and 6 months.

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