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Late Starter Money

Sarina Chiu

Australia-based late starter on a mission to empower those who feel it’s too late to take control of their financial future. Sharing lessons, insights, and real experiences to help you navigate your own path with confidence.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues52Founded3 years agoLast Issue10 months ago
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sarinachiu.substack.com
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Latest Issues

It's Time For A Break

Photo by Nicolas Houdayer on Unsplash

Lately, I’ve been asking myself: Should I keep going with Late Starter Money?

When I first started writing here, I wanted to build a community of late starters who are serious about taking control of...

10 months ago
8
3

He Left His $250K Job Behind to Chase a Different Kind of Life

Photo by Mitchell Luo on Unsplash

“I used to earn over $250K. Now I’m applying for jobs under $100K,” Julian laughed.
“How did I get myself into this situation?”

He wasn’t angry or bitter—just quietly aware of how much his life had chan...

10 months ago
4
1

What if You’re Made Redundant at 57?

AI generated image

“Well, I can start immediately. The company decided to consolidate and move our function to the head office in Queensland, so they let me go.” A candidate’s response when I asked why he was applying for the role we adv...

a year ago
3
2

What Would You Do With $80,000 and No Debt?

Photo by Rifki Kurniawan on Unsplash

Saw an interesting Reddit post the other day.

A single woman in her 30s had saved up $80,000 and inherited some gold. She had no debt (except some HECS—think student loans), was earning $125K a year, a...

a year ago
1
1

Everyone's Becoming a Millionaire. Except You?

AI generated image - more people are getting wealthier

That’s what it feels like, doesn’t it?

The latest UBS Global Wealth Report said Australia has the second-highest median wealth in the world, around USD 388,000 per adult.

(Quick note...

a year ago
4
1

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  • Sarina Chiu

    Late starter building a life towards financial freedom. Inspire you to do the same.

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