Saumya
Curious thinker, avid writer, and storyteller exploring the world of fintech. Sharing insights on digital banking, emerging financial technologies, investments, and the future of money.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 14 | Founded | 2 months ago | Last Issue | 4 days ago |
| Active | |||||
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saumya110817.substack.comLatest Issues
The Invisible Engine Running Modern Business: A Deep Dive into CRM
TL;DR
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CRM is not software. It’s an operating system for customer intelligence.
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91% of companies with 10+ employees use CRM, yet failure rates remain high, usually because of people and data problems, not technology.
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The a...
The Invisible Financial Backbone: How Money Services Businesses Are Reshaping Global Finance
TL;DR
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MSBs are everywhere you don’t expect them PayPal, Coinbase, and your local grocery-store check-cashing counter all operate under the same regulatory framework.
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$19.3 billion in global AML penalties in 2024 signals that c...
The Quiet Guardian of Every Big Deal
TL;DR Six things to know
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Escrow is a legal trust mechanism, not a bank account — an active, condition-enforcing instrument that eliminates the risk of paying before delivery.
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The global market sits at $6–8 billion today and is...
The Cognitive Debt Crisis: What Happens When We Hand Our Brains to AI
TL;DR
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Over 54% of workers used AI in the past year, but only 14% use it daily. The gap between hype and actual adoption remains massive — and the risks concentrate among the heaviest users.
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Stanford researchers found that heavy...
Web 3.0: The Internet’s Third Act
TL;DR 6 Key Insights
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Web3 is an architecture, not an asset. It shifts the internet from platforms owned by corporations to networks owned by users, powered by blockchains, smart contracts, and decentralised infrastructure.
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The...
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| Subscribers | Engagement | 67 | Monthly Web Visits | ||
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| Accepts Sponsors | Estimated Cost per Ad | ||||
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Curious thinker, avid writer, and storyteller exploring the world of fintech. Sharing insights on digital banking, emerging financial technologies, investments, and the future of money.
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