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Saumya

Curious thinker, avid writer, and storyteller exploring the world of fintech. Sharing insights on digital banking, emerging financial technologies, investments, and the future of money.

Platform
Substack
PricingOnly free issuesPublishesTwice weekly
Issues25Founded4 months agoLast Issue9 days ago
Active

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Latest Issues

The Middlemen of Money

TL;DR

  • A Money Services Business (MSB) is any company that moves, converts, or cashes out money for other people’s remittances, currency exchange, check cashing, money orders, or prepaid cards. In the U.S., the definition is based o...
9 days ago
3

The Quiet Revolution Behind Europe’s Money: How SEPA Is Rewiring Payments From Days to Seconds

TL;DR

SEPA transformed Europe’s fragmented banking landscape into a single payment zone. One rulebook, one account identifier (IBAN), and one messaging standard (ISO 20022) allowed euro payments to move across borders almost as easily a...

17 days ago
2

What Is an MSB? The Invisible Plumbing Behind Global Money Movement

TL;DR

MSB (Money Services Business) is a regulatory classification, not a business model. It covers businesses involved in money transmission, currency exchange, check cashing, money orders, prepaid access, and certain crypto-related act...

20 days ago
2

The House Always Learns: Inside the Machine Powering Online Gambling’s Global Boom

  • iGaming has evolved into a global digital entertainment industry spanning online casinos, sports betting, poker, esports wagering, and lottery products.

    • The winning operators aren’t defined by the number of bets they process—they’re...
25 days ago
1

NFTs Aren’t Dead. They’re Just Getting Boring And That’s the Point

TL;DR

NFTs are moving away from speculation and toward utility.

The profile-picture craze has faded, but gaming assets, ticketing systems, loyalty programs, and digital credentials are emerging as the areas where NFTs may create lastin...

a month ago

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  • Saumya

    FinTech & Payments Expert | AI & Tech Innovation | iGaming Solutions | IBAN Accounts | Forex Trading | SWIFT & SEPA Infrastructure

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