Saumya
Curious thinker, avid writer, and storyteller exploring the world of fintech. Sharing insights on digital banking, emerging financial technologies, investments, and the future of money.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 30 | Founded | 4 months ago | Last Issue | 4 days ago |
| Active | |||||
Read this Newsletter
saumya110817.substack.comLatest Issues
RWA: When Wall Street Meets the Blockchain
TL;DR
-
RWA tokenisation turns ownership or economic exposure to off-chain assets Treasuries, gold, private loans, real estate— into blockchain tokens. But a token is only as strong as the legal claim behind it.
-
The market is rea...
PCI DSS, Decoded: Why the Rulebook Behind Every Card Swipe Matters More Than Ever
TL;DR
-
PCI DSS isn’t a law it’s a contract. Card brands, acquirers, and processors enforce it, not the government. Ignore it, and you don’t go to jail; you risk losing the ability to accept cards.
-
The current version is v4.0.1....
The IBAN: Why a 34-Character Code Quietly Runs European Payments
TL;DR
-
IBAN is an address, not a trust system. It tells a bank where to send money, not who controls the account.
-
A checksum proves plausibility, not ownership. A valid IBAN can belong to a fraudster, a mule account, or simply t...
The Quiet Rewiring of Checkout: How Crypto Payment Gateways Actually Work in 2026
TL;DR
-
Stable coins, not speculation, are driving the market. Real-economy stable coin payments reached roughly $350–550 billion in 2025, up about 60% year over year.
-
Adoption is moving beyond crypto-native businesses. About 13%...
The Quiet Revolution Behind Every Euro You Send
TL;DR
-
SEPA isn’t a payment network; it’s a rulebook. It standardises how euro payments move across 41 countries and territories, making a transfer to Berlin feel much like a domestic payment.
-
Instant is becoming the baseline. B...
Audience Metrics
Subscribers, engagement, traffic and sponsorship for Saumya.
| Subscribers | Engagement | 66 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
Explore More
Authors
The writers behind this newsletter.
FinTech & Payments Expert | AI & Tech Innovation | iGaming Solutions | IBAN Accounts | Forex Trading | SWIFT & SEPA Infrastructure
Frequently Asked Questions
How can I access the email archive for Saumya?
You can find recent issues that have been published by Saumya on Reletter by scrolling up to where it says Latest Issues. Tap on the link for any of the most recent emails or hit More Issues to see older ones.
How many subscribers does Saumya have?
To see how many people subscribe to Saumya, simply upgrade your Reletter account. We provide readership numbers and lots of other stats for this newsletter so you can decide if it's worth reaching out to.
How can I advertise in Saumya?
Newsletter advertising can be extremely effective when it's done right. Before you pitch Saumya as a potential sponsor or partner, make sure that you've done your research and checked its newsletter stats with Reletter.
Then, personalize one of our winning pitching templates and send it to the right person using the contact info provided.
How much does it cost to sponsor a publication like Saumya?
Newsletter ad rates (or CPM) vary depending on many factors, including industry, number of subscribers, open rate, ad placement and more.
To find out how much an ad will cost, contact Saumya using the contact information provided and ask for a copy of their media kit.
How can I find newsletters related to Saumya?
Scroll up to where it says Related Newsletters to see other publications like Saumya. You can also search our email newsletter directory to discover other newsletters that cover the topics you're interested in.
How do I contact Saumya?
Reletter provides this newsletter's website URL above, where you will often find their contact information. We also provide links to associated social media accounts and pitching templates so you can reach out fast.