Sharad’s Substack
Sharad GuptaMy personal Substack
| Platform |  | Pricing | Only free issues | Publishes | Monthly |
|---|---|---|---|---|---|
| Issues | 7 | Founded | 2 years ago | Last Issue | a month ago |
| Active | |||||
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mrsharadgupta.substack.comLatest Issues
The Agentic AI Productivity Paradox: Why More AI Doesn't Automatically Create More Business Value
The AI industry is in the middle of an extraordinary productivity boom — and the numbers are genuinely remarkable.
GitHub Copilot, Claude Code, OpenAI Codex, and a new generation of autonomous coding agents can write code, raise pull reque...
Why Agentic AI at Banks Stays a Demo — and How to Fix It
77% of banks have launched or soft-launched GenAI apps. Yet almost none have true scaled production agent deployments. The gap is not the model. The gap is the operating system.
Citigroup made it concrete this week: the bank launched Arc,...
When the Agent Becomes the Workforce: Rethinking AI Pricing in Banking Agentic AI is not simply automating tasks
The most consequential question in enterprise AI today is not which model to use. It is how to pay for what the model does — and in banking, where auditability, regulatory compliance, and cost predictability are non-negotiable, the answer i...
The Silent Revenue Killer in Banking: Application Abandonment — and How Agentic AI Can Fix It
A Retail Bank Leader’s Struggle
For Michael Thompson, the Head of Retail Banking at a mid-sized U.S. bank, the past quarter had been rough. His team was under pressure to grow deposits, but despite pouring millions into digital ads and...
Finding Your Purpose: Lessons for Founders from Dave McCoy’s Mountain Dream
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Summer is ending, and with the kids we made a short trip to the famous Mammoth ski resort. There, I stumbled upon the unusual and inspiring story of ace skier, champion, and founder of Mammoth Mountain—Dave McCoy, a “v...
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Authors
The writers behind this newsletter.
Fractional Cheif AI officer, Agentic AI product leader, building Agentic AI application for Banks, Fintech and Credit Unions
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