Soft Wealth: Live Intentionally. Spend Consciously.
JoshSoft Wealth is a substack about financial literacy as a lifestyle, not a spreadsheet. It explores how money quietly shapes the things that matter most: lost, freedom, dignity, and choice.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 31 | Subscribers | Read | joshr35.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
The Beginner's Guide to Index Funds: How I'm Growing Wealth Without Picking Stocks
For a long time, I assumed investing was something that required a level of knowledge I didn’t have yet. I pictured people glued to stock tickers, reading earnings reports, making calculated bets on individual companies. It felt like a skil...
Why Opening This Account at 27 Is One of the Best Financial Decisions I've Made
There is a version of your future self who is incredibly grateful. Not because you made some brilliant investment or took some massive financial risk that paid off. But because at some point in your 20s or 30s, you opened an account, put a ...
Why You and Your Partner Will Never Agree on Money (Until You Have This Conversation)
Most couples have had some version of the money talk. Maybe it happened when you first moved in together, or when you combined finances, or in the middle of an argument about a credit card bill. You sat down, you went over the numbers, you ...
What Growing Up Watching Your Parents Fight About Money Did to You
You cannot go through life unscathed. At some point, everyone carries a wound from childhood that follows them into adulthood; quietly shaping the way they think, feel, and behave. For a lot of us, that wound has something to do with money....
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