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The Frugal Frog’s Substack

The Frugal Frog

Your Personal Finance Frog

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PricingOnly free issuesPublishesTwice weekly
Issues29Foundeda year agoLast Issue6 days ago
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Latest Issues

The Retirement Myth That Could Cost You $100,000 before you retire

There is a number sitting inside your retirement fund right now that you have probably never looked for.

It isn’t your balance. It isn’t your deposit/contribution rate. It’s a small percentage - usually somewhere between 0.5% and 2% - that...

6 days ago
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The Financial Lessons That McDonald's Taught Me

Everybody knows the logo.

The big yellow M standing taller than the trees and buildings beside it. You see it driving to and from work. You probably go there once or twice a month when you’ve run out of dinner ideas or you’re feeling a lit...

9 days ago
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What Kind of Spender Are You?

Most people attack their finances the same way.

They download an app. Make a budget. Last two weeks. Then life happens, the plan falls apart, and they tell themselves they just don’t have enough willpower.

Willpower isn’t the problem. Und...

a month ago
12
9

You won't get credit for this. Do it anyway.

I’ve been gone for a while. Heads down, studying (and working). No posts, no notes, nothing.. Just grinding.

And honestly, it taught me something I didn’t expect.

When you’re grinding through something hard, nobody sees it. No likes, no...

2 months ago
6
2

Breaking the Money Habits You Were Born Into

You didn’t choose your spending habits. You copied them.

Most people think they were taught about money. The truth is, they were programmed by it.

You didn’t learn financial literacy from a textbook. You learned it from the tone in your p...

7 months ago
10
1

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  • The Frugal Frog

    15 years in the game writing financial plans for the wealthy. Now I'm helping those who need it more. Deep dives into Wealth. Personal finance. Retirement. Tax. Investing.

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