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The Frugal Frog’s Substack

The Frugal Frog

Your Personal Finance Frog

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PricingOnly free issuesPublishesTwice weekly
Issues33Foundeda year agoLast Issue7 days ago
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Latest Issues

Buy Now. Pay Later. Regret Forever.

There is a moment that used to exist when you bought something.

A pause. A friction. The physical act of handing over money and feeling it leave.

Or even the tough time it took to save the money up to make this purchase in the first plac...

7 days ago
15
2

How to actually Retire With $1 Million

A million dollars.

It sounds like a number reserved for other people.

The lucky ones. The high earners. The people who got in early on something and rode it up.

But here’s what most people don’t know about retiring with a million dollars...

14 days ago
9
4

Money Dysmorphia

There’s a name for something a lot of people are quietly experiencing right now.

You check your bank account, and you feel behind.

You look at your savings and feel like it’s not enough.

You scroll through your feed and feel like apparen...

19 days ago
17
10

The Psychology of Financial Avoidance

You’re Not Avoiding Your Finances. You’re Avoiding What They Might Say About You.

You know the feeling.

The bank notification comes through, and you swipe it away.

The statement arrives and it sits unopened in your inbox for three days....

22 days ago
4

The Retirement Myth That Could Cost You $100,000 before you retire

There is a number sitting inside your retirement fund right now that you have probably never looked for.

It isn’t your balance. It isn’t your deposit/contribution rate. It’s a small percentage - usually somewhere between 0.5% and 2% - that...

a month ago
3
2

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  • The Frugal Frog

    15 years in the game writing financial plans for the wealthy. Now I'm helping those who need it more. Technical and Philosophical Deep dives into Wealth. Personal finance. Retirement. Tax. Investing.

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