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Stock Market Explainers

Pavan Dev Singh Charak

Helping under-35 Indians build strong money habits and break free from the rat race into financial freedom

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Substack
PricingOnly free issuesPublishesDaily
Issues408Foundeda year agoLast Issue5 months ago
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Latest Issues

Long-term goals, short-term minds: The hidden investing conflict

Yesterday, someone close to me asked a question that unsettled me and honestly, it should unsettle most investors.

  • “If risk appetite reduces with age, then when and how does it increase?

  • If we take less risk, what exactly can go w...

5 months ago
2

There is no point chasing returns and that’s the point

I was speaking to a college friend recently. One of those long conversations that starts casually and then suddenly leaves you unsettled in a good way.

He said something simple, almost dismissive:

“There is no point chasing returns in e...

5 months ago

The investment that fails first is often your health.

This post is relevant for Indian users only. The intent is to educate, not criticize anyone.

A few days ago, a 31-year-old man reached out to me to talk about investing. We spoke at length. He was curious, eager, and excited about building...

5 months ago
2

Why “Getting the Right Advice” won’t keep you safe

The biggest challenge in investing today is a powerful mix of information overload, misplaced trust in authority, and a deep discomfort with uncertainty. Everywhere you look, you’re encouraged to believe that safety comes from outsourcing d...

5 months ago

The Cost of Knowing More and Acting Less

The Illusion of “More Learning” in Investing
Why knowing more isn’t helping most investors act


For the last few weeks, I’ve been reflecting on a concern many of you have shared.

“There is so much to learn. How do we ever feel r...

5 months ago
3

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  • Pavan Dev Singh Charak

    Systems architect working on deterministic governance systems for automated and AI-driven decision making.

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