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Straight Edge Finance

Clark Troy

If not no-nonsense, then low-nonsense thoughts on the life financial.

Platform
Substack
PricingOnly free issuesPublishesDaily
Issues28SubscribersRead straightedgefinance.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

The Creeping, Crawling Financial Crisis

I don’t know about you, but over the last couple of years my homeowner’s insurance rates have been going up. From 2023 to 2024 they went up somewhere around 35-40%, then maybe 7% last year. Some of that was due to a tax revaluation, but a l...

a month ago
4
1

Gridlock, budget scoring, and the hidden costs of complexity

A week or so back I ran into a woman I know who’s a very thoughtful, diligent Medicare specialist: her sole job is to help people pick out Medicare plans. “How’s it going?” I innocently asked. She gazed back at me with the grim ennui of one...

2 months ago
0
0

The Interest Rates We Really Want

There is a lot of hullabaloo about interest rates these days. People got used to the ultra-low interest rates of the post-financial crisis, which blended so effortlessly into the even lower interest rates of the COVID and post-COVID era tha...

3 months ago
3
3

Long-Term Tax Planning Now

Let’s try a little thought experiment. When is it most important to save on taxes? As well-trained consumers, our initial inclination may be to say “now” or “this year.” So many of us view a rebate check from Uncle Sam each April as a sign ...

4 months ago
2
1

Authors

The writers behind this newsletter.

  • Clark Troy

    Financial planner and recovering Russian Literature scholar

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