The Crunch
The Money Cruncher, CPAThe Crunch provides weekly tips to ordinary people on how to build wealth. My weekly newsletter arrives in your inbox every Saturday and tells you everything you need to know about personal finance in just 5 minutes.
| Platform |  | Pricing | Freemium | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 71 | Founded | a year ago | Last Issue | 11 days ago |
| Active | |||||
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thecrunchcpa.substack.comLatest Issues
Rent vs Buy 🏠
Many people say “Don’t rent, it’s a huge waste of money!”
But is this really true? Or is this something that people just generally thought was the case?
The concept of analyzing buying vs renting comes down to the idea of recoverable vs n...
Backdoor Roth IRA
An acquaintance of mine reached out saying that he maxed out his 401(k) and is investing in a brokerage account. I asked why he doesn’t invest in a Roth IRA too, to which he said “I’m over the income limit”
It still surprises me how many h...
72(t) Strategy
You’ve probably heard that pulling money from a pre-tax 401(k) or IRA before 59½ comes with a 10% penalty (on top of taxes).
Luckily, there’s a strategy that can help avoid the 10%, and is especially helpful for someone looking to retire e...
Trump Accounts
On July 4th 2026, Trump accounts (530A) went live. My goal with this newsletter is to tell you everything you need to know about this account, how to open one, rules, and whether it’s worth it from a financial, not political, lens.
Trump a...
Gifting Hacks 💵
How gifting strategically can help you lower your taxes significantly...
Happy 4th! Today, I want to get super practical about how using some gifting strategies could potentially save you money on taxes:
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Authors
The writers behind this newsletter.
A licensed CPA talking about personal finances. $500K net worth at 25
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