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The Crunch

The Money Cruncher, CPA
Tens of paid subscribers

The Crunch provides weekly tips to ordinary people on how to build wealth. My weekly newsletter arrives in your inbox every Saturday and tells you everything you need to know about personal finance in just 5 minutes.

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Substack
PricingFreemiumPublishesWeekly
Issues83Founded2 years agoLast Issue12 days ago
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thecrunchcpa.substack.com
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Latest Issues

Investment Tax

Some people don’t know, but there is a net investment income tax of 3.8% that applies to some of your income. Today, I want to discuss what it is, how you can reduce the impact and save money.

Let’s dive in:

Net Investment Income Tax (NII...

12 days ago
8
2

2026 Tax Planning

October is one of the best times for tax planning.

Here are 16 tax moves to lower your taxes (now & in the future):

1. Maximizing retirement contributions

Before the year ends, if you have the means, you should consider contributing the...

19 days ago
12
1

New Tax Credit

Starting January 1, 2027, there’s a brand new federal tax credit that many people haven’t heard of yet.

It’s called the Education Freedom Tax Credit. You basically donate cash to a nonprofit that funds K-12 scholarships, and you get a CRED...

a month ago
11
2

Finding a CPA

Today’s newsletter is different from usual. I’m officially launching my secret project…

Over the last 3 years, I’ve shared a lot of tips on taxes and investing. Many of you have reached out with questions like “Do you know a good CPA in Ca...

a month ago
11
2

Tax Hack

How Cash Balance Plan can literally save you thousands of dollars in taxes...

Imagine you are already doing all things possible to minimize your taxes:

a month ago
7
1
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  • The Money Cruncher, CPA

    A licensed CPA talking about personal finances. $500K net worth at 25

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