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The Crunch

The Money Cruncher, CPA
Tens of paid subscribers

The Crunch provides weekly tips to ordinary people on how to build wealth. My weekly newsletter arrives in your inbox every Saturday and tells you everything you need to know about personal finance in just 5 minutes.

Platform
Substack
PricingFreemiumPublishesWeekly
Issues77Foundeda year agoLast Issue10 days ago
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thecrunchcpa.substack.com
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Latest Issues

Investing Traps 📉

The stock market is almost at an all time highs. My portfolio returned 27% this year:

This is a great time to review a few behavioral pitfalls related to investing, especially when the stock market is doing so well. Because if we can prepa...

10 days ago
8

401k Hacks

You probably already know the basics of a 401k: how match works, how Traditional vs Roth compares, etc.

But in this newsletter I wanted to share some lesser known facts/strategies/tips around 401ks.

1. The Department of Labor’s Retiremen...

17 days ago
11

State Taxes

Something that not many people really think through is state taxes. Most people talk about saving money on federal taxes, but state tax can also make an impact (and a pretty large one)

My goal with this newsletter post is to help you under...

24 days ago
9

HSA Hacks

You’ve probably heard about HSA before. And there is a reason for it:

  • Contributions lower your taxable income

  • Growth is tax-free

  • Withdrawals for qualified medical expenses are tax-free

No other account gives you such tax...

a month ago
24
2

Pay $0 in Taxes

How to make $100k but pay nothing in taxes (tax planning exercise)...

There is a version of tax planning where you could make over $100,000 of income, and pay $0 in taxes.

a month ago
16
1
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  • The Money Cruncher, CPA

    A licensed CPA talking about personal finances. $500K net worth at 25

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