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The Financial Reality Check

Helping regular people make better financial decisions

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Substack
PricingOnly free issuesPublishesWeekly
Issues8Founded4 months agoLast Issue23 days ago
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Artwork for The Financial Reality Check

Latest Issues

The Pension Pot Illusion

We all have that vision of retirement.

Sandy beaches.

A round of golf on a Tuesday morning.

Never having to look at an Excel spreadsheet or hear the word “synergy” ever again.

But then reality knocks on the door.

Specifically, a realit...

23 days ago
1

LISA’s - Are they worth it?

You’ve likely heard of the big 2 ISA’s:

  • Cash ISA

  • Stocks and Shares ISA

But there are also some lesser known neglected siblings:

  • Junior ISA

  • Innovative Finance ISA

  • Lifetime ISA

Today I want to talk about the L...

2 months ago
1
1

Bangernomics: The Art of Beating the Dealerships

It’s 10 years old

Covered in stains

Sometimes causes you incredible frustration

But feels like part of the family

No this isn’t your child

It’s that old banger that you just won’t get rid off.

So what is Bangernomics and is it worth...

2 months ago
1

Are you being scammed? How to spot a finance fraud

You’ve likely seen it before

Dubai in the backdrop of the video

Sports cars in the thumbnail

A suspiciously young-looking person

Are these people making that much money from trading?

Or are they making their money from you?

As covered...

3 months ago
3

You are only ever two events away from going into debt.

You go out for a dinner and drinks with your friends - money is tight, but this has been planned for months.

“I’ll put it on the card, I get paid in 3 days.”

Your pal ordered a bottle of wine at dinner even though you didn’t want one, b...

3 months ago
4

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  • The Financial Reality Check

    Discussing the finance topics we should have been taught in school. Exploring the real cost of everyday financial decisions. Focused on UK personal finance.

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