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The Fintercept

Fintech analysis straight from the experts.

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Substack
PricingOnly free issuesPublishesWeekly
Issues64Foundeda year agoLast Issue5 days ago
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Latest Issues

Suneera Madhani on Billion-Dollar Execution and the Limits of a Good Idea

Your original idea for Stax was rejected by people who knew the payments industry extremely well. What did you see in that idea that they couldn’t?

They were looking at the industry from the inside, and I was looking at it from the mer...

5 days ago
2
1

Higlobe Taps Bitcoin’s Lightning Network to Cut Cross-Border Payment Costs

Higlobe, a global payments platform built for professionals and businesses receiving money from the U.S. and Europe, today released a new payment option powered by Voltage that will make it easier for U.S.-based payers to send cross-border...

10 days ago
1

Why are banks fighting to keep AI agents out?

As AI agents begin to move deposits, shop for better rates, and recommend competing financial products, what concerns banks the most?

Allan Dabre, Senior Manager, Technology Compliance and AI, PwC: The relationship layer. If an agent s...

12 days ago
6
2

One Card, Every Context: Why Flexible Credentials Matter

The wallet hasn’t changed much in thirty years. A few cards, each for a single function: credit, debit, a separate app for installment payments. What has changed, however, is how consumers approach their finances and what they expect. The p...

19 days ago
4
1

At MoneyLIVE North America, Agentic AI Accountability Was Top of Mind for Bankers

Across two days at MoneyLIVE North America in Chicago, speakers kept returning to the same problem. Agentic AI is advancing faster than the industry can answer a few basic questions. Who is accountable when an agent acts on its own? Who con...

20 days ago
2
1

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    We don't report fintech news. We expose what it means, who it benefits, and what’s coming next by sharing commentary from the fintech c-suite executives that define, shape and change the industry.

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