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Artwork for The Free Toaster

The Free Toaster

Carlos Caro, Nick Madrid

Curated news, insights, and interviews for fintech marketers, delivered in less than 7 minutes per week.

Platform
Substack
PricingOnly free issuesPublishesDaily
Issues8SubscribersRead thefreetoaster.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

The AI Finfluencers Are Coming

If you want a look into marketing-geek anxiety, go grab a coffee with a fintech lending CMO and ask about their distribution channels. Listen long enough, and many will quietly admit their growth is closely tied to the affiliate marketplace...

7 months ago
0
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Fintech Marketing News: March 12, 2025

A new report from the Federal Reserve Bank of New York breaks down why credit card interest rates are "so high"—averaging 23%—and how banks profit from them. Despite default rates of about 5%, banks earn an impressive 6.8% return on assets ...

a year ago
1
0

Fintech Marketing News: March 5, 2025

# Exclusive Interview

a year ago
1
0

Authors

The writers behind this newsletter.

  • Carlos Caro

    Fintech executive based in Washington, D.C. Founder of The Free Toaster Newsletter and Founder of New Market Growth, a marketing agency for lenders.

  • Nick Madrid

    I run Uncovered Media and The Free Toaster | dad of 2 | publisher of publications | sarcastic when appropriate, sometimes when it’s not | avid runner who loves to read, not at the same time | fan of pipe separators |

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