The Insumer Model™
Douglas C Borthwick, The Insumer Model™Condition-based access for blockchain wallets across 38 chains. Read wallet state, evaluate the condition, get a signed answer.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 111 | Founded | a year ago | Last Issue | 43 hours ago |
| Active | |||||
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insumermodel.substack.comLatest Issues
What We Told the SEC and CFTC About Proving Eligibility at the Moment It Matters
This month the SEC took up how a firm should confirm that an investor or a wallet is allowed to act, and the CFTC turned to AI agents in finance and to records kept on blockchains. We filed four letters with them. This post explains what we...
The Inevitable: From the Cap Table to the Car Lot.
On September 20, Binance Wallet opened Pre-Access, an entry point to campaigns hosted on PancakeSwap that give eligible users indirect, tokenized exposure to private companies before they go public. The tokens settle on-chain and trade afte...
Why Amazon Blocked Meta's Muse AI Agent: It Logged In as the Customer
On Sunday night, September 20, 2026, people sending Meta’s new Muse agent to shop on Amazon started getting a popup: “Continued access by an unauthorized AI agent violates Amazon’s Conditions of Use, to which our customers have agreed.” Mos...
The Inevitable: The SEC Put US Stocks On-Chain. When Does the Apple Store Recognize Yours?
On September 17, 2026, two days after the Senate failed to advance the CLARITY Act, the US Securities and Exchange Commission issued the Innovation Exemption: five years of conditional relief that lets Tokenized Securities Venues trade toke...
How a Tokenized Securities Venue Checks a Wallet Before Every Trade
On September 17, 2026 the SEC issued an order allowing Tokenized Securities Venues to trade tokenized US stock on permissioned automated market makers, on public, permissionless chains. The permissioning condition is written in terms of add...
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Authors
The writers behind this newsletter.
Blockchain and Crypto pioneer. Interest in security tokens and tokenization.
How blockchain ownership is unlocking real-world discounts for token holders and new customers for businesses.
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