The Insumer Model™
Douglas C Borthwick, The Insumer Model™Condition-based access infrastructure for blockchain wallets — across 33 chains.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 83 | Founded | a year ago | Last Issue | 17 days ago |
| Active | |||||
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insumermodel.substack.comLatest Issues
Why AI Agents Keep Getting Their Crypto Stolen
In a single stretch this spring, the AI and crypto world ran up an expensive lesson, and almost none of it needed a human at the keyboard. The Grok chatbot was tricked into relaying an instruction that a finance agent then executed, drainin...
Tokenized Stocks Are Going On-Chain. A New Audience Comes With Them.
For most of financial history, your shareholder and your customer were two different people in two different systems. The shareholder lived in a transfer agent's ledger; the customer lived in a loyalty database. They never touched. That is...
What We've Built
I wrote recently about three curves crossing at the authentication layer of the internet: software becoming an economic actor, real-world value moving into wallets, and the slow collapse of the long-lived secret. That essay, From Passwords...
From Passwords to Proofs
Three curves are converging right now. Most people see them separately. The interesting moment is what happens when they cross.
The first curve is agentics. Software is becoming an autonomous economic actor. It is no longer a tool a human...
Your Agent Doesn't Need an API Key
Every AI agent today carries secret strings. Open its .env file and you will see them. OPENAI_API_KEY. ANTHROPIC_API_KEY. STRIPE_SECRET_KEY. Whoever holds those strings gets the access. That is the entire authentication model. After...
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Authors
The writers behind this newsletter.
Blockchain and Crypto pioneer. Interest in security tokens and tokenization.
How blockchain ownership is unlocking real-world discounts for token holders and new customers for businesses.
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