The Insumer Model™
Douglas C Borthwick, The Insumer Model™Condition-based access for blockchain wallets across 38 chains. Read wallet state, evaluate the condition, get a signed answer.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 97 | Founded | a year ago | Last Issue | 8 days ago |
| Active | |||||
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insumermodel.substack.comLatest Issues
The Inevitable: Broadridge Gives Tokenized Stock Holders Voting Rights. The Shares Still Won't Buy Them Coffee.
On August 5, 2026, Broadridge and Payward Services announced a unified governance platform that lets eligible xStocks holders submit voting preferences for the shares underpinning their tokenized equities. It closed one of the clearest gaps...
Show Me Your Settlement State Machine
There is a bug report sitting in the tracker for AP2, Google's agentic payments protocol, that every pay-per-call builder should read twice. The reference sample marks a payment token as used before settlement is confirmed. When the settlem...
The Inevitable: Tokenized Stock Holders Near 760,000. The Shares Still Stop at Checkout.
Tokenized stock platforms reached 752,000 holders in July 2026, up 92 percent in one month, according to multiple industry sources. Robinhood Chain became the largest blockchain by tokenized equity holder count just weeks after launch, push...
The Notary of Everywhere
At 4:52 on a Friday afternoon, an instruction lands at a corporate treasury service: pay this invoice. $48,000 in USDC to a vendor’s wallet, on behalf of a client called Meridian Labs. The sender is not Meridian’s CFO. It is Meridian’s proc...
The Five-Cent Standing Check
On July 27, an AI agent with no account, no API key, and no human watching paid five cents in USDC and got back a cryptographically signed answer to the question agent commerce keeps skipping: did this principal actually delegate authority...
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Authors
The writers behind this newsletter.
Blockchain and Crypto pioneer. Interest in security tokens and tokenization.
How blockchain ownership is unlocking real-world discounts for token holders and new customers for businesses.
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