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The Ledger

Lavanya Mohan

The Ledger is a newsletter that gets personal with finance. I hope you enjoy reading it as much as I enjoy writing it.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues31Founded6 years agoLast Issue15 days ago
Active

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lavsmohan.substack.com
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Latest Issues

Is it an investment? Or is it just expensive?

A confession: I’m a hater. I hate many things. But there are very few things I hate more right now than referring to everything to under the sun - from skincare serums to silk scarves to sneakers to handbags - as an investment.

No.

An i...

15 days ago
12

Personal Finance Is Not Quantum Physics

Last week, I was invited to IIT Madras as an expert to speak to the women’s forum about personal finance. In a way I was living out a very indulgent fantasy I had as an 11th standard commerce student - I was in IIT, India’s premier scientif...

2 months ago
38
5

Never Believe The Nice Man

I’m a chartered accountant. I’ve spent the better part of the last five years working in insurance, close enough to know how these products get priced, how they get sold, and more importantly, mis-sold. I understand every ‘gotcha’ trick in...

3 months ago
33
7

Bad Tourists

Much has been said about the Indian tourist lately. We’re too loud, too crass, too fond of dancing in public places and we don’t spend. I disagree on 3 of 4 counts. I don’t think it’s right to paint such a diverse group of people with a sin...

4 months ago
83
16

Mass Psychosis

I recently read on X that HYROX is some kind of “mass psychosis”.

After all, why else would perfectly capable adults spend on a Rs. 9000/- ticket, flights to and from Bengaluru, two nights’ stay at a hotel, and let’s not forget months of t...

6 months ago
61
12

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Authors

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  • Lavanya Mohan

    I think about money. Like, a lot.

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