The Money Guide I Wish I Had
Iary Dell'ElceClear, practical money advice for people who want to understand their finances without the noise.
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 18 | Subscribers | Read | themoneyguideiwishihad.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
Dollar-cost averaging: a behavioural solution to a financial problem
Dollar-cost averaging means investing a fixed amount at regular intervals, regardless of market conditions.
Your workplace pension is making risk decisions for you
Most workplace pensions quietly change risk over time using default assumptions. This explains what’s happening and when it may not fit you.
Why debt sets the bar for every investment you make
Most people treat debt and investing as separate questions. One is defensive. The other is aspirational.
Rent is why your finances often don't add up (even if everything else is 'fine')
You can be careful with money and still make no progress. The maths explains why.
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Authors
The writers behind this newsletter.
Name is pronounced YAH-ree. Writing about investing, incentives, and decision-making under uncertainty. Focused on structure, behaviour, and long-term compounding.
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